Money / Finances

In this section we look at how you may keep more of your hard earned income and how to protect yourself against possible hardship.

YOUR FINANCES

Money & Finances: General Advice for IT Contractors
Contracting allows you freedom to build up a varied and impressive CV and the financial rewards can be far greater on leaving permanent work. However, management of your money is now up to you. This section details the key components of contractor finance, the pitfalls and the benefits.

Financial Matters
Hard hitting advice on savings and pensions

Mortgage Advice
Mortgage pitfalls and opportunities as explained by ContractorMoney

RUNNING YOUR BUSINESS

Late Payers - How to manage debts
As a one man limited company, working via an agency, or working direct with a client, you may at one time or another experience the joys of 'late payment'. Not only can this cause cashflow problems, but it can also lead to breakdown of your relationship with the client/agency if invoices are not paid on time. So, what rights do small businesses have when it comes to collecting unpaid debts?

How to make more money as a Contractor
Most IT contractors don't take full advantage of the opportunities afforded to turn their companies into real small businesses. Here are 10 suggestions.

How to earn cash rebates when buying on line
As a small business in the IT sector you will no doubt buy many items on line. We have identified a site which enables you to earn cashback from hundreds of on line retailers.