How does the loan charge work?
Reading the closest articles and writing an answer…
ContractorUK guides and news, some of which may be dated. General information, not tax, legal or financial advice. How this works
Ask ContractorUK
5,599 expert guides and news stories, written for contractors. Ask a question and get a straight answer, with the articles it came from.
Answers come from ContractorUK guides and news only and link to every source. General information, not advice.
Reading the closest articles and writing an answer…
ContractorUK guides and news, some of which may be dated. General information, not tax, legal or financial advice. How this works
IR35
415 articles
Limited companies
418 articles
Umbrella companies
180 articles
Expenses
100 articles
Tax & money
282 articles
VAT
66 articles
Contracts & agencies
203 articles
CVs & interviews
192 articles
Working abroad
230 articles
Starting out
338 articles
Closing a company
28 articles
News & HMRC
3,085 articles
News
FCSA has expelled MyPay after HMRC’s winding-up petition, but the umbrella still claims accreditation. An ex-HMRC inspector says steer clear, the REC urges caution, and…
News
HMRC reckoned no other impacts of JSL had been identified. Compliant small umbrellas squeezed off agency PSLs tell a different story, as does the growing number of live…
News
Robert Walters’ Jason King sets chancellor John Healey three Budget 2026 tasks to boost IT contractor hiring: fund AI skills, speed up security clearance and increase…
News
Winners and judges react after the 2026 Contracting Awards in London, where several of last year’s victors successfully defended their titles, the first AI award was…
News
Don’t expect an IR35 rewrite on October 28th, say SG Accounting and Bright Ideas. Instead, brace for a tech-led HMRC (Caroola), a small business squeeze (Beansprout), an…
News
With Churchill Knight’s tribunal due in November and one contractor facing an alleged £52,700 bill, a former HMRC specialist tests the ‘cruel’ claim, in a world of…
Real questions from readers, each answered by a specialist: accountants, recruiters and other industry advisers.
Ask it at the top of the page. If our guides and news cover it, you get a summary and the articles behind it, usually within ten seconds.
Ask a questionA search across every guide and news story ContractorUK has published, with a short summary of what those pieces say. Every summary links to the articles it was drawn from, so you can read the full context and check the dates.
No. It is an automated summary of published articles, some of which may be several years old, and it can misread or oversimplify them. Tax and employment rules change, often every April, so treat it as general information, check the linked articles and take professional advice before acting.
Only from ContractorUK's own articles and guides. The assistant is instructed to use nothing else, every claim it makes should be traceable to a numbered source, and it says so when our guides and news do not cover a question.
The question text is sent to our AI provider, Anthropic, under its API terms, to compose the summary. We do not ask who you are and do not store questions against an account; as with any page you visit, the request passes through routine server logs, and your connection address is held for a minute to rate-limit the tool. Popular questions and their answers are cached for a week so they load instantly. We keep the text of questions for 90 days, with nothing that identifies you, so we can see what people ask and improve the answers.
Thousands of live UK contract roles, with the day rate and IR35 status where the employer gives them.