Quote Originally Posted by dingdong View Post
I've got a direct debit each month with Hargreaves Lansdown from my company bank account where most of my contributions come from.

I've then make a few personal contributions directly on their website using a debit card to take advantage of higher rate tax relief.

Everything has been extremely easy to manage - their website is very easy to use.
This. If you're happy to DIY I think it's the way forward. Inevitably some of the funds have % fees attached.