Hello
I'm looking at various life insurance products. One financial advisor recommended splitting the insurance into three separate policies, life, critical illness, and mortgage cover in case of critical illness or death. However I'm starting to think that this may not be the most tax efficient way. Can all of these be paid for by the company? For example, can I really expect the company to pay mortgage cover if I have a non-work related critical illness?
Andrew
I'm looking at various life insurance products. One financial advisor recommended splitting the insurance into three separate policies, life, critical illness, and mortgage cover in case of critical illness or death. However I'm starting to think that this may not be the most tax efficient way. Can all of these be paid for by the company? For example, can I really expect the company to pay mortgage cover if I have a non-work related critical illness?
Andrew
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