Business Bank Accounts Business Bank Accounts
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  1. #1



    Default Business Bank Accounts

    I've just registered my Ltd co, and am looking around to set up a business account.

    However, I've had some trouble in the last couple of years, which I fear may throw a spanner in the works.

    I've got a couple of CCJs and a few defaults registered against me, obviously this causes problems for credit cards and loans, but wondered how any of this would affect me for opening a business account.

    I currently use Natwest as a personal bank, and I'm looking to open a business account with them. Does anyone know if it makes a difference if I already bank with them? No borrowing is needed, just a cheque book.

    Alternatively can anyone suggest any alternatives where I don't have to fork out a few hundred quid to get the account opened?

    Thanks in advance for any help.

  2. #2

    www 1staccountancy biz



    NatWest are normally the best option for business accounts for those with previous problems as their credit scoring is a little bit more "friendly". They also do 18 months free business banking.

    Another one you could try would be Royal Bank of Scotland, similar set up.

  3. #3



    Default two quid

    Will get you a copy of your credit file. Assuming that you have cleared the defaults etc ensure that they are properly noted. A lot don't get noted.

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