That time of year again - IPSE+ or QDOS That time of year again - IPSE+ or QDOS

View Poll Results: Tax insurance used

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  • IPSE+

    5 38.46%
  • QDOS

    1 7.69%
  • Both

    7 53.85%
  • None

    0 0%
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  1. #1

    Fingers like lightning


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    Default That time of year again - IPSE+ or QDOS

    I remember doing this last year - deciding whether to renew IPSE+ or go with QDOS (whom I have PI/PL insurance with).

    Prices are similar - I can get QDOS including TLC35 for a few quid cheaper that IPSE+ currently (I'm including the jury service option with QDOS, as that's part of IPSE+).

    Things that QDOS doesn't include (that I'm slightly interested in) is client/agency bankruptcy cover & ill/injury cover (for 3 weeks).
    QDOS price does include TLC35 payout cover (not sure I'd need to claim, but you never know!).

    No doubt I'll dither for a few more days before renewing IPSE+ !

  2. #2

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    It's been discussed many many times..

    Here you go..

    https://www.bing.com/search?q=IPSE+Q...AC&adlt=strict
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  3. #3

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    Quote Originally Posted by northernladuk View Post
    It's been discussed many many times..

    Here you go..

    https://www.bing.com/search?q=IPSE+Q...AC&adlt=strict
    Yep, I read several previous posts on this prior to posting and am still no further forward - seems a bit of a coin flip. Hence why I'll probably 'do nothing' and just renew IPSE+...

  4. #4

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    Both for me - I treat QDOS as the full, "real deal" insurance product.

    I pay for IPSE+ to give a little more piece of mind and to also support the cause.

  5. #5

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    Quote Originally Posted by vwdan View Post
    Both for me - I treat QDOS as the full, "real deal" insurance product.

    I pay for IPSE+ to give a little more piece of mind and to also support the cause.
    Same and I'll make the IPSE+ membership back through the rewards discounts, particular B&Q while having a garage built
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  6. #6

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    IPSE+ repays your contributions several times over just with the £5k payout on offer if you kick the bucket while your membership is active. Granted, you don't see the benefit!

    I don't see the point of QDOS' TLC35 insurance. They will only insure a contract because they don't expect it to be challenged and will refuse to cover a dodgy one.

  7. #7

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    Quote Originally Posted by vwdan View Post
    Both for me - I treat QDOS as the full, "real deal" insurance product.

    I pay for IPSE+ to give a little more piece of mind and to also support the cause.
    Who would you contact first if you get an HMRC investigation ? Assume QDOS...

    Not sure I've seen much output from IPSE as a cause worth supporting.

  8. #8

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    Quote Originally Posted by ladymuck View Post
    I don't see the point of QDOS' TLC35 insurance. They will only insure a contract because they don't expect it to be challenged and will refuse to cover a dodgy one.
    I think this is where I'm at after reading previous posts. So if I scrub off TLC35 insurance, I don't see any benefit in getting QDOS tax enquiry insurance over IPSE+, hence I'll probably just renew IPSE+.

  9. #9

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    Quote Originally Posted by ladymuck View Post
    I don't see the point of QDOS' TLC35 insurance. They will only insure a contract because they don't expect it to be challenged and will refuse to cover a dodgy one.
    You don't have to send them the contracts any more. I don't think (hope!)

  10. #10

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    Quote Originally Posted by ladymuck View Post
    I don't see the point of QDOS' TLC35 insurance. They will only insure a contract because they don't expect it to be challenged and will refuse to cover a dodgy one.
    Wouldn't they insist on a review first before they insure it so they (and you) don't get lumped with a dodgy one. I've a feeling in a post somewhere someone said they would insure without a review which kinda got my goat at the time.
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