Mid contract change in insurance requirements

[Untouchable1]

Hi,

Mid-contract my insurance documents were due to expire. I renewed, ensuring no gap and am preparing to send to client.

The client says that they now require insurance at a few million quid higher than when I originally signed the contract and this will add a few hundred quid on to the policy cost.

Seems a bit odd. Anyone have any thoughts on what's going on in the background? How would you respond?

Untouchable1

[TheCyclingProgrammer]

I assume this is professional indemnity insurance?

I would seek to clarify why they have changed their requirement from what was agreed in the contract before doing anything.

[northernladuk]

I assume this is professional indemnity insurance?

I would seek to clarify why they have changed their requirement from what was agreed in the contract before doing anything.

They've seen him working now.

[Lance]

Hi,

Mid-contract my insurance documents were due to expire. I renewed, ensuring no gap and am preparing to send to client.

The client says that they now require insurance at a few million quid higher than when I originally signed the contract and this will add a few hundred quid on to the policy cost.

Seems a bit odd. Anyone have any thoughts on what's going on in the background? How would you respond?

Untouchable1

They cannot change the terms of the contract just like that. Usually this would be done at renewal. Make sure that you get a new schedule, with the new requirement before you do anything.
Are you sure it’s an additional few hundred quid though? Seems steep. Shop around a bit.

[Lance]

Also. Unless you’re direct, it’s not the client’s business what your cover is. They need to talk to the agency.