Who's good for easy business banking these days?

[d000hg]

The wife is setting up a business (not contracting) and I recall when I set up my Ltd getting a business banking account was a bit of a faff compared to opening a personal account - but that was quite some time ago.
I have accounts with HSBC (£5.50pcm) and Santander (free) which are both fine. A bank who has first-class FreeAgent integration and ability to allow the accountant 'guest access' etc would be great for us - any particular standouts right now?

The business will be selling services rather than physical products and I think payments will be be supported by bank payments, cards and maybe PayPal only - no cash, no cheques, no BitCoin!

I wondered if anyone here has looked into these more modern things like Tide?

[northernladuk]

Tide and Starling seem to be the new players people are discussing. I'm with Santander and they've not missed a beat in 10 or so years but I'm sure are pretty old school compared to the new offerings. Does what I need so am happy.

[GhostofTarbera]

Tide is great, using them for a while


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[northernladuk]

Tide and Starling seem to be the new players people are discussing. I'm with Santander and they've not missed a beat in 10 or so years but I'm sure are pretty old school compared to the new offerings. Does what I need so am happy.

OK ok.. As happy as it is possibly for me to be happy. Less grumpy than normal then. That better?

[TheCyclingProgrammer]

Aside from a few niggles with FreeAgent integration (now sorted), Starling works well for me and is largely free (for now).

[wattaj]

Tide is really very straightforward, but you get Freeagent bundled with RBS business accounts. The account opening process is archaic, but they do get there eventually.

[oilboil]

I've got a santander account as my main account and I wouldn't change it for all the tea in China.

I do use a tide account for purchases online and sundry expense type purchases so that they are kept separate and the Santander account is not therefore in the "public domain" for phishing/cloning etc (me being cautious)

Tide is great, easy to use, but it has a limit of £100k in it and certain payment systems don't recognise it (due to how they process their transactions) - a couple are - transfers to Aldermore Savings account and the National Rail pick up machines

For this reason I am not ready to go all out on TIDE

[d000hg]

I've got a santander account as my main account and I wouldn't change it for all the tea in China.

I do use a tide account for purchases online and sundry expense type purchases so that they are kept separate and the Santander account is not therefore in the "public domain" for phishing/cloning etc (me being cautious)

Tide is great, easy to use, but it has a limit of £100k in it and certain payment systems don't recognise it (due to how they process their transactions) - a couple are - transfers to Aldermore Savings account and the National Rail pick up machines

For this reason I am not ready to go all out on TIDE

As in you use tide for public facing "checking" and Santander for "savings" to use the American terminology?

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[ContractorBanking]

I was with Santander about 10 years ago.

My only gripe was their lax security. I was asked to provide x and y letters of my security password and I must have been out by one letter and she replied, "no, that's the 6th letter, I wanted the 5th letter".

I said can you see my full password and she replied yes.

I would check if you ever have to call up next time.

Tide and Starling seem to be the new players people are discussing. I'm with Santander and they've not missed a beat in 10 or so years but I'm sure are pretty old school compared to the new offerings. Does what I need so am happy.

[jmo21]

As in you use tide for public facing "checking" and Santander for "savings" to use the American terminology?

Or "current" and "savings" to use UK terminology