Personal Pension or SIPP? Personal Pension or SIPP?
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  1. #1

    Nervous Newbie

    Join Date
    Apr 2019

    Default Personal Pension or SIPP?

    Early 30's, got about £800 in a standard life pension that's practically doing nothing at all. Been looking at SIPP's, but I have absolutely no idea who and what to invest in. Wouldn't even know where to begin with anything like that if I'm honest. Not sure if I feel like taking a degree in investments and stock markets either. Seems like I might as well go and play Roulette as far as that's all concerned any how.

    Either way I definately don't want to lose my corporation tax (5k or so) if I can instead put that straight into a pension instead.

    Any advice / suggestions here please?

  2. #2

    My post count is Majestic

    northernladuk's Avatar
    Join Date
    Mar 2009


    Why not speak to a professional then? Find yourself and IFA and speak to them.

    I've a feeling you might want to speak to your accountant and find out how pensions and your tax works as well.

    Don't forget your warchest though. No good having a tidy pension when you've nothing left to tide you over with the biggest upheaval contracting has ever seen on the horizon.
    Last edited by northernladuk; 17th September 2019 at 09:19.
    'CUK forum personality of 2011 - Winner - Yes really!!!!

  3. #3

    More time posting than coding

    wattaj's Avatar
    Join Date
    Aug 2006

    Former member of IPSE.

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