I got a decent offer from my current client to go perm from April with a nice 1st year bonus. I'm thinking about taking it to weather out the storm for a year.
I was thinking about doing a big salary sacrifice and piling a big lump of salary and also the bonus into my pension. Problem is, I'd be way over the £40,000 limit. Does anyone know, if I can use the 3 year carry forward rule to raise my limit? On reading, it says I have to be a member of a registered scheme and although I do pay some money into a SIPP from my company, I don't have any sort of registered pension scheme.
I was thinking about doing a big salary sacrifice and piling a big lump of salary and also the bonus into my pension. Problem is, I'd be way over the £40,000 limit. Does anyone know, if I can use the 3 year carry forward rule to raise my limit? On reading, it says I have to be a member of a registered scheme and although I do pay some money into a SIPP from my company, I don't have any sort of registered pension scheme.
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