Client requests to see Insurance Policy Schedules

[LondonManc]

I have been contracting for a client for many years.

Out of the blue this morning they have asked to see my Insurance Schedules for Public Liability and Professional Indemnity insurance.

Is this normal?

Being a good contractor I have both of course, but the schedules include the annual renewal fees, and I'm not sure why they need to see these.

Very normal.

Use MS Paint or similar to blank the fees out.

Keeeeep billing!

[BolshieBastard]

I have been contracting for a client for many years.

Out of the blue this morning they have asked to see my Insurance Schedules for Public Liability and Professional Indemnity insurance.

Is this normal?

Being a good contractor I have both of course, but the schedules include the annual renewal fees, and I'm not sure why they need to see these.

No, it's not normal. Im surprised so many here think it is. It is normal for the agency to ask this not the client. Your contract is with the agency (unless you're direct).

Would I be happy to show them the certificates and your renewal costs? Perhaps the certificates but renewal costs? Nope, none of their business. Your certificates, if you agreed to show them, will have the period of cover on them.

[BigRed]

Would I be happy to show them the certificates and your renewal costs? Perhaps the certificates but renewal costs? Nope, none of their business.

I can see how you selected your username.

[LondonManc]

No, it's not normal. Im surprised so many here think it is. It is normal for the agency to ask this not the client. Your contract is with the agency (unless you're direct).

Would I be happy to show them the certificates and your renewal costs? Perhaps the certificates but renewal costs? Nope, none of their business. Your certificates, if you agreed to show them, will have the period of cover on them.

Correct. Which is why I said to scan them in and blank the costs out. Tesco, Asda, Aldi, etc all see each others' retail prices, but no way they're going to share salary or food buying costs.

[GhostofTarbera]

No, it's not normal. Im surprised so many here think it is. It is normal for the agency to ask this not the client. Your contract is with the agency (unless you're direct).

Would I be happy to show them the certificates and your renewal costs? Perhaps the certificates but renewal costs? Nope, none of their business. Your certificates, if you agreed to show them, will have the period of cover on them.

Every single banking contract I need to produce my cert otherwise bye bye


Sent from my iPhone using Contractor UK Forum

[LondonManc]

Every single banking contract I need to produce my cert otherwise bye bye

Correct, but you don't show what the premium value is, just the insurance values.

[ladymuck]

What does it matter if the certificate shows the price you paid for it?

[Old Greg]

What does it matter if the certificate shows the price you paid for it?

Apparently it's either a principle or sensitive commercial information that the client could share with your competitors.

[LondonManc]

Apparently it's either a principle or sensitive commercial information that the client could share with your competitors.

The former - it's Bolshie we're talking about here.