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Bloody Banks

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    Bloody Banks

    I went for a remortgage yesterday on my house to get some extra cash to pay for my new shop. All was going well for 40 minutes. I had told her it was for commercial, we had agreed I would borrow 70k at 5.4% and then she went to check with her boss.

    Who turned it down!!!!!!!

    Nothing to do with the fact I could afford it. Oh no. It was because I used to the word 'commercial' as opposed to 'residential' when discussing the property. If was a second home, then no problem, or home improvements or a car or anything else but 'commercial' no problems. I could even have spent 70k on a holiday!!!!! The ****ers wouldnt even let me change my mind.

    They were never even going to check!!!!!!!!!!!!!!!!!!!!!!!!!!!!1

    Now they wont let me remortgage for anything. FFS!!!!
    What happens in General, stays in General.
    You know what they say about assumptions!

    #2
    Loser!

    Comment


      #3
      Got the money elsewhere today anyway. Just at a slightly higher interest rate.

      Oh woe is me. AtW was right. Property is such a mugs game. I wish I listened to that bloke who has a shrimp for an Avatar. Oh woe is me.
      What happens in General, stays in General.
      You know what they say about assumptions!

      Comment


        #4
        I thought you were on holiday?

        Comment


          #5
          Originally posted by MarillionFan
          I went for a remortgage yesterday on my house to get some extra cash to pay for my new shop. All was going well for 40 minutes. I had told her it was for commercial, we had agreed I would borrow 70k at 5.4% and then she went to check with her boss.

          Who turned it down!!!!!!!

          Nothing to do with the fact I could afford it. Oh no. It was because I used to the word 'commercial' as opposed to 'residential' when discussing the property. If was a second home, then no problem, or home improvements or a car or anything else but 'commercial' no problems. I could even have spent 70k on a holiday!!!!! The ****ers wouldnt even let me change my mind.

          They were never even going to check!!!!!!!!!!!!!!!!!!!!!!!!!!!!1

          Now they wont let me remortgage for anything. FFS!!!!
          Use a mortgage broker. Banks' employees are sometimes strange and usually not aware of "non-conventional" situations

          Comment


            #6
            Originally posted by MarillionFan
            I went for a remortgage yesterday on my house to get some extra cash to pay for my new shop. All was going well for 40 minutes. I had told her it was for commercial, we had agreed I would borrow 70k at 5.4% and then she went to check with her boss.

            Who turned it down!!!!!!!

            Nothing to do with the fact I could afford it. Oh no. It was because I used to the word 'commercial' as opposed to 'residential' when discussing the property. If was a second home, then no problem, or home improvements or a car or anything else but 'commercial' no problems. I could even have spent 70k on a holiday!!!!! The ****ers wouldnt even let me change my mind.

            They were never even going to check!!!!!!!!!!!!!!!!!!!!!!!!!!!!1

            Now they wont let me remortgage for anything. FFS!!!!

            Many times I’ve change my mind about the purpose for loan after I received it.
            Another no no is fees for litigation, but holidays are fine
            "A people that elect corrupt politicians, imposters, thieves and traitors are not victims, but accomplices," George Orwell

            Comment


              #7
              I do notice that the last two replies are from people who can't afford/can't be bothered with/are congenitally opposed to avatars. CUK please remove them, they are probably Romanians turned up early.
              bloggoth

              If everything isn't black and white, I say, 'Why the hell not?'
              John Wayne (My guru, not to be confused with my beloved prophet Jeremy Clarkson)

              Comment

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