CRB Checks and banks (Again)

**premiere** · 11 October 2006, 21:24

....There are different things regarding checks...

1. Checks for security clearance for government roles etc, such as
BC clearance (Voters role and reference check),
CTC clearance (BC plus Counter Terrorist check)
SC clearance (BC plus all criminal convictions),
DV clearance (the full monty...)

Jobs that require security clearance are exempt from the rehab act, so you must, must declare everything.

2. Disclosure checks. These are for jobs in schools etc. They are
Basic disclosure (checks for unspent convictions)
Standard disclosure (checks for all convictions, spent or not
Enhanced disclosure (checks same as standard, plus child protection etc)

Bear in mind any job involving contact with vulnerable peeps require enhanced! (Wife had to have enhanced as she is a teacher)

3. Jobs in banks etc. A check for working in a bank is usually a credit check. It may be required that you also need one of the disclosures(2). I would assume a basic disclosure, which would not show spent convictions. Bear in mind that only certain bodies, such as government, education, hospitals etc are allowed to ask exempted questions...I.E Only certain people can ask you if you have spent convictions. If they are not an approved body, you are legally entitled to state that you have no convictions (provided of course they are spent)

**mcquiggd** · 11 October 2006, 21:36

Useful information... can anyone advise if this is the same in other EU countries...? I had a CCJ for council tax and one for a gas bill at a house I was living away from while on contract... all paid up but banks are all sniffy about such things...

**Paddy** · 11 October 2006, 21:42

Originally posted by mcquiggd

Useful information... can anyone advise if this is the same in other EU countries...? I had a CCJ for council tax and one for a gas bill at a house I was living away from while on contract... all paid up but banks are all sniffy about such things...

You can't get a CCJ for Council Tax. It is a liability order from the Magistates Court.

**premiere** · 11 October 2006, 21:43

There are ways around these things (ahem....).

The only real legal way around a CCJ on your files is to settle within 28 days of judgement. You can then apply to have the judgement set aside, thus it will be removed from your credit records.

Otherwise it stays on your file for 6 years from the date of the judgement...and that's whether you've settled it or not (assuming you didn't within 28 days)

**mcquiggd** · 11 October 2006, 21:43

Odd, because that's what the letter said from Norwich County Council.... and then the County Court ... it was only two missed payments as welll...

**mcquiggd** · 11 October 2006, 21:45

Ah well, 3 more years an im clear again then

Funny, it didn't stop me working at 3 banks and an Asset Management company in the meantime....

**premiere** · 11 October 2006, 21:46

Only 2 payments missed?

Last time I was benched, we missed 1 month at the beginning of the CT year and the council took us to court for the whole fecking years payment! Had to use my bl**dy credit card to pay it!!!

**AtW** · 11 October 2006, 22:16

Originally posted by premiere

we missed 1 month at the beginning of the CT year and the council took us to court for the whole fecking years payment! Had to use my bl**dy credit card to pay it!!!

That's what they normally do in Brum - no warning no nothing, just whack in the face. And with all that it has got highest ratio of non-payments.

**Troll** · 11 October 2006, 22:25

Are there any contractors without a murky past? (& I include myself in that!)

CRB Checks and banks (Again)