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Buy iphone outright or have within per month line rental?

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    Buy iphone outright or have within per month line rental?

    Hi all,
    Keen to hear some thoughts on if there's any key reasons to roll the cost of an iphone into a tariff/monthly cost rather than purchasing it out right.

    Current situation:

    1 - Need a new phone in the next few weeks
    2 - I like my technology so tend to upgrade with the new Apple handsets (don't flame me for this, it's a personal choice!)
    3 - Sim only tariff deals seem to be better than contract
    4 - paying the phone outright seems to be far cheaper long term than rolling it into the tariff.

    My understanding is that either which way it's all an allowable expense, difference is cashflow I guess but keen to hear any thoughts.

    Cheers

    Noel

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