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£40pm thats less than 1 % that sounds good value
SJd run one at £55 per month. K&B charge £25 (but have a bit of press) then you have others that charge between 2 & 6 % offering per diems if you workaway from home.
There is some dispute as to whether the "per diems" are taxable. The promoters of the non-per deims UC's claim they are taxable.
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