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MSC7
14th December 2017, 13:49
So having ordered a new Jaguar F-Pace, I am being offered the following extras....am I right in thinking none of these are worth getting direct from the dealer? GardX sounds like a glorified wax, anyone any experience with this stuff?

Smart Insurance £399
This will cover the repair cost of any scratches, scuffs and dents within a 30cm diameter on any vertical panel of the car. Cover is provided for 3 years and has a £3,000 total claim limit
GardX £499
This will protect the paintwork against sunlight damage, acid rain and other environmental sources which may be harmful to the paintwork it also protects the interior against any spillages on the upholstery. This protection comes with a lifetime ownership guarantee
Tyre & Alloy Protection £499
This will cover the cost of 18 alloy wheel refurbishments, 5 tyre replacements due to damage and £150 towards replacing a cracked alloy. Cover is provided for 3 years.
GAP Insurance £599
Return to Invoice GAP Insurance will cover you in the event of a total loss insurance claim and will pay the difference between your motor insurance pay-out and the invoice price (purchase price) of the car plus £500 towards your insurance excess. You must take fully comprehensive insurance alongside this and cover is provided for 3 years

LondonManc
14th December 2017, 14:27
I've got GardX, the car cleans a lot better with a layer of that magic sheet on it.

meridian
14th December 2017, 14:42
It's not a real car unless it comes with an espresso machine

https://www.fiat-accessories.com/fiat-500l-lavazza-espresso-machine#tabs-container

LondonManc
14th December 2017, 14:44
It's not a real car unless it comes with an espresso machine

https://www.fiat-accessories.com/fiat-500l-lavazza-espresso-machine#tabs-container

Lavazza? FFS.

MSC7
14th December 2017, 14:47
It's not a real car unless it comes with an espresso machine

https://www.fiat-accessories.com/fiat-500l-lavazza-espresso-machine#tabs-container

*cancels Jag, Picks up the phone to Fiat*

MrMarkyMark
14th December 2017, 14:47
My new car already came with all of the extras I needed.


https://dncache-mauganscorp.netdna-ssl.com/thumbseg/1087/1087122-bigthumbnail.jpg

meridian
14th December 2017, 14:51
*cancels Jag, Picks up the phone to Fiat*

I'm just jealous, ever since my old Jag fell apart and the Mrs wanted to buy something "for around town" instead.

OwlHoot
14th December 2017, 14:51
I've got GardX, the car cleans a lot better with a layer of that magic sheet on it.

Can you still run the car through an automatic car washer without the risk (or certainty) of wrecking this coating?

Sounds like a PITA if the stuff means the car must be hand-washed

SueEllen
14th December 2017, 15:00
Smart Insurance £399
This will cover the repair cost of any scratches, scuffs and dents within a 30cm diameter on any vertical panel of the car. Cover is provided for 3 years and has a £3,000 total claim limit

If you unfortunately have to use car parks make sure you know a scratch repair person. People hit the car then see the make of car and run.



GardX £499
This will protect the paintwork against sunlight damage, acid rain and other environmental sources which may be harmful to the paintwork it also protects the interior against any spillages on the upholstery. This protection comes with a lifetime ownership guarantee

Already answered.



Tyre & Alloy Protection £499
This will cover the cost of 18 alloy wheel refurbishments, 5 tyre replacements due to damage and £150 towards replacing a cracked alloy. Cover is provided for 3 years.

Up to you.



GAP Insurance £599
Return to Invoice GAP Insurance will cover you in the event of a total loss insurance claim and will pay the difference between your motor insurance pay-out and the invoice price (purchase price) of the car plus £500 towards your insurance excess. You must take fully comprehensive insurance alongside this and cover is provided for 3 years
Cheaper elsewhere. Search for quotes.

LondonManc
14th December 2017, 15:20
So having ordered a new Jaguar F-Pace, I am being offered the following extras....am I right in thinking none of these are worth getting direct from the dealer? GardX sounds like a glorified wax, anyone any experience with this stuff?

Smart Insurance £399
This will cover the repair cost of any scratches, scuffs and dents within a 30cm diameter on any vertical panel of the car. Cover is provided for 3 years and has a £3,000 total claim limit
GardX £499
This will protect the paintwork against sunlight damage, acid rain and other environmental sources which may be harmful to the paintwork it also protects the interior against any spillages on the upholstery. This protection comes with a lifetime ownership guarantee
Tyre & Alloy Protection £499
This will cover the cost of 18 alloy wheel refurbishments, 5 tyre replacements due to damage and £150 towards replacing a cracked alloy. Cover is provided for 3 years.
GAP Insurance £599
Return to Invoice GAP Insurance will cover you in the event of a total loss insurance claim and will pay the difference between your motor insurance pay-out and the invoice price (purchase price) of the car plus £500 towards your insurance excess. You must take fully comprehensive insurance alongside this and cover is provided for 3 years

Smart Insurance is probably OTT - if you can get them to sell it for half price, worth having. If not, Scuffs Away are a mobile tidy up company that have local franchises and are probably better value.

Alloys are again over priced, get a quote for descuffing four wheels from an independent. Have that done just before the car is due to go back for those wheels that you think need it.

GAP Insurance - depends how lucky you feel :D

quackhandle
14th December 2017, 16:45
Speaking from personal experience I'd jib all that off and spend your hard earned on the following:

Tracker
Immobiliser
Disklok
Home security alarm system, inc anti snap bolts.
Farb gel spray.
Large fences and stronger side gate.
Baseball bat

You can thank me when you get your car back via the tracker. :eyes

qh

washed up contractor
14th December 2017, 17:16
So having ordered a new Jaguar F-Pace, I am being offered the following extras....am I right in thinking none of these are worth getting direct from the dealer? GardX sounds like a glorified wax, anyone any experience with this stuff?

Smart Insurance £399
This will cover the repair cost of any scratches, scuffs and dents within a 30cm diameter on any vertical panel of the car. Cover is provided for 3 years and has a £3,000 total claim limit
GardX £499
This will protect the paintwork against sunlight damage, acid rain and other environmental sources which may be harmful to the paintwork it also protects the interior against any spillages on the upholstery. This protection comes with a lifetime ownership guarantee
Tyre & Alloy Protection £499
This will cover the cost of 18 alloy wheel refurbishments, 5 tyre replacements due to damage and £150 towards replacing a cracked alloy. Cover is provided for 3 years.
GAP Insurance £599
Return to Invoice GAP Insurance will cover you in the event of a total loss insurance claim and will pay the difference between your motor insurance pay-out and the invoice price (purchase price) of the car plus £500 towards your insurance excess. You must take fully comprehensive insurance alongside this and cover is provided for 3 years

Nice car, shame about the diesel engine (go petrol). The diesel ingenium is dumping diesel into the sump due to the DPF being waaaaaaay back in the exhaust system so isnt completing the regen cycle with sufficient heat to burn off the particulates. Search Honest John for reports (honest, it is a good car web site!)

Yes, all of the above can be got cheaper from alternative sources.

SueEllen
14th December 2017, 17:47
Speaking from personal experience I'd jib all that off and spend your hard earned on the following:

Tracker
Immobiliser
Disklok
Home security alarm system, inc anti snap bolts.
Farb gel spray.
Large fences and stronger side gate.
Cricket bat

You can thank me when you get your car back via the tracker. :eyes

qh

FTFY

People in England (and probably the rest of the UK) come under less suspicion from the police if they have a cricket bat and a ball/linseed oil in their house.

northernladyuk
14th December 2017, 20:33
My new car already came with all of the extras I needed.


https://dncache-mauganscorp.netdna-ssl.com/thumbseg/1087/1087122-bigthumbnail.jpg

You've lost weight.

mudskipper
14th December 2017, 21:09
Had the same dilemma after my lottery win earlier this year. :)

Went for the paint protection in the end and ditched the rest.

8 months, and I haven't kerbed it yet. There is possibly a teeny stone chip on the paintwork, but pretty sure it will cost a hell of a lot less than £600 to fix. Be selective where you park (back of Waitrose carpark is good) to minimise risk.

northernladyuk
14th December 2017, 21:11
Had the same dilemma after my lottery win earlier this year. :)

Went for the paint protection in the end and ditched the rest.

8 months, and I haven't kerbed it yet. There is possibly a teeny stone chip on the paintwork, but pretty sure it will cost a hell of a lot less than £600 to fix. Be selective where you park (back of Waitrose carpark is good) to minimise risk.

How much did you win?

mudskipper
14th December 2017, 21:23
How much did you win?

20K. Spent it three times. :D

northernladyuk
14th December 2017, 21:29
20K. Spent it three times. :D

My hearty congratulations on all four happy events.

MrMarkyMark
14th December 2017, 21:29
Dealer Extras when buying a new car...

Love the way the paint looks.

http://addictionblog.org/cherrycake/wp-content/uploads/2016/03/cocaine.jpg

kaiser78
14th December 2017, 22:17
So having ordered a new Jaguar F-Pace, I am being offered the following extras....am I right in thinking none of these are worth getting direct from the dealer? GardX sounds like a glorified wax, anyone any experience with this stuff?

Smart Insurance £399
This will cover the repair cost of any scratches, scuffs and dents within a 30cm diameter on any vertical panel of the car. Cover is provided for 3 years and has a £3,000 total claim limit
GardX £499
This will protect the paintwork against sunlight damage, acid rain and other environmental sources which may be harmful to the paintwork it also protects the interior against any spillages on the upholstery. This protection comes with a lifetime ownership guarantee
Tyre & Alloy Protection £499
This will cover the cost of 18 alloy wheel refurbishments, 5 tyre replacements due to damage and £150 towards replacing a cracked alloy. Cover is provided for 3 years.
GAP Insurance £599
Return to Invoice GAP Insurance will cover you in the event of a total loss insurance claim and will pay the difference between your motor insurance pay-out and the invoice price (purchase price) of the car plus £500 towards your insurance excess. You must take fully comprehensive insurance alongside this and cover is provided for 3 years

These are all useful products which you will be able to get much cheaper if you shop around. The GardX isn't needed as paintwork materials are pretty good these days.

SueEllen
15th December 2017, 10:09
Had the same dilemma after my lottery win earlier this year. :)

Went for the paint protection in the end and ditched the rest.

8 months, and I haven't kerbed it yet. There is possibly a teeny stone chip on the paintwork, but pretty sure it will cost a hell of a lot less than £600 to fix. Be selective where you park (back of Waitrose carpark is good) to minimise risk.

The Waitrose carparks in my area are always fecking full. Safer to walk or cycle to them or use any other supermarket apart from Aldi.

Oh and I noticed when I injured my leg that even if I parked at the back of the carpark so I could get in and out easily some fecker would park right next to me. On one occasion a lovely older lady had to tell this guy to move his fecking car, as it was obvious the reason why I had parked like that.

Hobosapien
15th December 2017, 10:57
FTFY

People in England (and probably the rest of the UK) come under less suspicion from the police if they have a cricket bat and a ball/linseed oil in their house.

Flail mace. :tongue With a suit of armour, inherited of course. :wink

As for the car. Leave it parked in your garage as jewellery and take the bangernomic jalopy shopping or when using public car parks. :smokin I am not the one who worries about car park dings, I'm the one that does them. :devil

As for the insurance, maybe get a proper comprehensive policy where all those other insurances aren't required. I'm sure such a thing exists and it's not just another scam by insurers to sell the same thing as an extra. :rolleyes:

DaveB
15th December 2017, 11:50
Speaking from personal experience I'd jib all that off and spend your hard earned on the following:

Tracker
Immobiliser
Disklok
Home security alarm system, inc anti snap bolts.
Farb gel spray.
Large fences and stronger side gate.
Baseball bat

You can thank me when you get your car back via the tracker. :eyes

qh

New Jags all have a tracker as standard. Works with your mobile phone and Jaguar themselves have access if you report it stolen.

quackhandle
15th December 2017, 12:05
FTFY

People in England (and probably the rest of the UK) come under less suspicion from the police if they have a cricket bat and a ball/linseed oil in their house.

I have a baseball mitt and balls and go to local park with the dog and it hit a few pop ups for the him to run after. I love baseball me. Go Red Sox! :wink

qh

MSC7
15th December 2017, 19:24
Cheers all! Very good advice. Managed to get them to reduce the price of the gardX to £399 and Tyre/Alloy to £387 (18 repairs = £21.50 per alloy which I don't think is bad value). Will mull it over but may go for both of these.

Hobosapien
16th December 2017, 08:08
I presume you're buying new rather than leasing?

If leasing then only the gap insurance may be worth the cost as apparently you'd be left paying the shortfall if it was nicked or written off. Check the fair wear and tear clauses in the contract before deciding to protect their asset, they usually allow a few dings and minor scuffs, unlike the old days where they fleeced you if their 3 year old car wasn't in showroom condition. Otherwise, may be cheaper to skip those cosmetic insurances and bring up to scratch before handing back, for a one off fee if necessary.

SueEllen
16th December 2017, 12:05
I have a baseball mitt and balls and go to local park with the dog and it hit a few pop ups for the him to run after. I love baseball me. Go Red Sox! :wink

qh

If someone burgled you and you whacked them with a baseball bat you would be OK as other dog walkers would be able to vouch for you, however 95%* of other baseball bat owners wouldn't have such an excuse, and be arrested for having or using an offensive weapon.

*Made up statistic.

SueEllen
16th December 2017, 12:09
Flail mace. :tongue With a suit of armour, inherited of course. :wink

As for the car. Leave it parked in your garage as jewellery and take the bangernomic jalopy shopping or when using public car parks. :smokin I am not the one who worries about car park dings, I'm the one that does them. :devil

As for the insurance, maybe get a proper comprehensive policy where all those other insurances aren't required. I'm sure such a thing exists and it's not just another scam by insurers to sell the same thing as an extra. :rolleyes:

Gap insurance covers you until the insurance equals the value of the car you lost.

Most comprehensive policies cover you properly for 12 months for a new vehicle but if in month 13 your car is written off then you will have to fight with the insurers to get the true value of the car out of them.

In regards to minor dings - you are an idiot if you claim on your insurance for that. Unless you like your policy price going up.

Hobosapien
17th December 2017, 11:57
In regards to minor dings - you are an idiot if you claim on your insurance for that. Unless you like your policy price going up.

Some may cover cost of chips away type solution like they do with chipped windscreen repair, with no impact on renewal price.

Never bothered getting dings or even scratches fixed mid ownership. Once did trade in a car and checked how much the value was affected by a scratch to decide whether to get it repaired myself, figuring the dealer could fix it at trade cost or in house cheaper than I would be able to.

I tend not to have new or nearly new cars, where I'm precious about their condition. They're tools rather than bling to me.

mudskipper
21st December 2017, 22:11
20K. Spent it three times. :D

@Brillo - why the neg rep for this post? What has offended you?

SueEllen
22nd December 2017, 12:57
@Brillo - why the neg rep for this post? What has offended you?

He is being an a-hole

Grasser73
22nd December 2017, 14:23
FTFY

People in England (and probably the rest of the UK) come under less suspicion from the police if they have a cricket bat and a ball/linseed oil in their house.

Or a golf putter and practice ball, that's what my ex-plod neighbour recommends.