Health Insurance

**malvolio** · 20 December 2006, 12:47

I treat it a personal cost so pay for it myself. If YourCo pays you're in for a BIK and last time I looked it worked out much the same at the end of the day. No doubt the accountant will have better numbers and reasons!

**kirk** · 20 December 2006, 13:04

Thanks, makes sense! I'll let you know what the accountant suggests.....

**kirk** · 20 December 2006, 14:16

Accountant advises that it would be better personally, to avoid paying 12.8% Class 1A NIC and also additional personal tax come tax return time.

That's that sorted then!

**ratewhore** · 20 December 2006, 14:24

how much does it work out? I looked at it and wondered if it was cost effective - particularly bearing in mind the perfect specimen I am...

**kirk** · 20 December 2006, 14:27

I'm 28, non smoker, "pretty" healthy, i.e. no known ailments and the monthly subscription has come in at just under £40........

**Weltchy** · 20 December 2006, 14:28

Hrm, just the other day I was thinking to myself, shall I get the discounted BUPA health cover, and should it be personal or company. Guess that clears that then!!!

**malvolio** · 20 December 2006, 15:01

Originally posted by kirk

I'm 28, non smoker, "pretty" healthy, i.e. no known ailments and the monthly subscription has come in at just under £40........

Then again I'm a fit, active, non-smoking bloke in my 50s, got a joint one for self and SWMBO, costs £190 a month. Perhaps not on the same package, but it does creep up as you get more decrepit...

**ratewhore** · 20 December 2006, 15:07

The thing that puts me off with these things is that I cannot cover my children as they are not resident with me. Fecking ridiculous...

**malvolio** · 20 December 2006, 15:09

Can't you set up a group coverage package then...?

Health Insurance