Ball Park Figure please

**Kyajae** · 26 March 2007, 21:19

Originally posted by TonyEnglish

I've just got back to my car at Sainsbury in Uxbridge to find that some pikey tw@t has done the door and nicked my laptop case out of the boot. In it were the clients thinkpad, my laptop, an iPod nan - still packaged, a creative labs 40gb Zen MP3 player, an old 1 gb USB MP3, an external laptop disc in a caddy and a set of noise cancelling headphones. All wrapped up ina £100 laptop case. They have also completey shagged the drivers door handle meaning I can't lock the car.

So, as I'm away from home and so cannot get to my policy doc and because I have never made a claim before, what is the likelyhood of being covered for this on the car insurance. I'm fully comp and covered for light business use, and everything was locked in the boot. I'm with directline.

I'm absolutely effing ripping - and the supermarket don't have cctv on their car park

Call your insurance company for your car and those who deal with your public liability ins (if you're a ltd co,) a.s.a.p for advice.

Then go and hunt down the pikey ***** and kill the f*cker! No jury would convict.

**hyperD** · 26 March 2007, 21:55

Many years ago I used to live in Ux and used that Sainsburys. First time, and last time, I took my old TVR Griffith in there I had some ar$ehole reverse right into the side of it with his 4x4 as I was waiting to turn out of the car park. Fortunately an off-duty PC had seen everything.

Sorry to hear about your stuff - I'm with Directline and they have been fine with all my claims in the past.

**milanbenes** · 27 March 2007, 06:00

sorry to hear about that Tony

I wonder why they went for your car and not somebody else's especially consider the big haul they got from your boot,

was the laptop visible, or on the other side did you get out of the car and
put the laptop in the boot and maybe someone saw you put it in the boot ?

or was it pot luck that they picked your car ?

strange, still, very sorry to hear that you lost so much I'd be p'd off

Milan.

**The Lone Gunman** · 27 March 2007, 06:09

Look for your stuff on ebay today.

If you have a police report then your insurance should pay out.

**threaded** · 27 March 2007, 07:49

I find it hard to believe there are no cameras in the car park. I know that all the Sainsburys shops have at least two per till, and that their petrol stations have them above and beyond the legal requirements. Best get onto the plod right away before the recordings are lost.

As to the insurance, just phone them up, they'll be able to find your details on the system. You'll need your incident number from the plod.

**milanbenes** · 27 March 2007, 08:41

was there anything else missing from the car Tone, anything you forgot about ?

Milan.

**milanbenes** · 27 March 2007, 08:42

'nicked my laptop case out of the boot. In it were the clients thinkpad, my laptop, an iPod nan - still packaged, a creative labs 40gb Zen MP3 player, an old 1 gb USB MP3, an external laptop disc in a caddy and a set of noise cancelling headphones. All wrapped up ina £100 laptop case.',

this laptop bag must be as big as a ford transit, do you need a forklift to carry it ?

Milan.

**boredsenseless** · 27 March 2007, 09:32

Car Insurance usually only covers a small amount of contents (around £1000). They won't cover your employers laptop (as its not yours) and unless your company insurance covers 3rd party equipment that won't either.
But your client will be covered won't they.

Also if the kit is registered (i.e. bought or expensed) to your company the you might have to claim against your companies insurance as depending on directlines policy some exclude kit owned by another party (and as we all know your co's kit isn't yours).

Sorry to put a dampener on it but check the policy.

**DaveB** · 27 March 2007, 09:33

It's worth checking your home insurance as well. Many policies cover possesion lost or stolen in transit, not just at home.

Ball Park Figure please