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CSA - Ex wants more than a pound of flesh

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    CSA - Ex wants more than a pound of flesh

    Hi,

    Ex wants to screw me big time by passing me on to CSA despite the fact that she does not need that much money.

    as we all know there is no garrantees in contract work. so my rate could easily go up/down which is a lot better than not having a contract at all!.

    the bit** even told me that she was going to benefit from what i earn !
    Just incase people are thinking I am trying to get away from paying Child support, dont cos my kid stays with me 2 to 3 days a week, the Ex earns about £45,000 and the 15% CSA will levy on me is well more than a fair share contributions.
    Ex just wants to line her pocket over my had work. This I object to big time


    I dont really want to be asking CSA these questions so here goes

    1) Is CSA valuations based (a) on my Ltd companies Net profits ?
    or (b) my PAYE for the tax year + any dividends recieved

    2) How the heck do I cut down what CSA wants off me legitimately, bigger pension .... invest company money in shares ...., buy New car ........
    basically i guess its gotta be something that reduces the net profit and still beneficial for me in the longterm

    I doo need some help on this before I call her bluff and tell her to f**k off to the CSA.

    also please PM me if you know enough about these things.


    cheers

    css_jay99

    #2
    The experts will be along momentarily.

    Might I suggest you tell her that you will make yourself unemployed and ask her for maintenance should she become unreasonable. It might work.
    I am not qualified to give the above advice!

    The original point and click interface by
    Smith and Wesson.

    Step back, have a think and adjust my own own attitude from time to time

    Comment


      #3
      Also not an expert but my mate after much aggro in a similar situation eventually downed tools and took his income down to a negligible level. His ex didn't get any money but there is still major aggro a few years on and a kid showing signs of being messed up by the whole thing. I'd advise trying to sort it out as amicably as possible.

      Comment


        #4
        Originally posted by css_jay99
        2) How the heck do I cut down what CSA wants off me legitimately, bigger pension .... invest company money in shares ...., buy New car ........
        basically i guess its gotta be something that reduces the net profit and still beneficial for me in the longterm
        Time to give up working for other people and develop the plan B. If you can work it so it doesn't start paying until after the kid's 18, then I guess you can escape the dreaded CSA. That's assuming you can survive in the meantime.
        Will work inside IR35. Or for food.

        Comment


          #5
          Originally posted by The Lone Gunman
          The experts will be along momentarily.

          Might I suggest you tell her that you will make yourself unemployed and ask her for maintenance should she become unreasonable. It might work.
          I sent an email to this effect to my ex's Solicitor. He replied that the courts take a very dim view on this kind of behaviour...

          Also, this may help. Taken from one of his emails...
          I have explained to her that courts approach the issue of maintenance from a practical basis, but as a rough guide where the parties joint gross incomes are added together, if one party is not already receiving one-third of the joint incomes then the court looks at topping the other party up, so that they do receive one-third of the joint incomes. It does however all depend on needs as well as resources, so that is not an absolute rule but just a rough guide.
          The silly twat doesn't realise that my ex has far more money than I could possibly hope to earn...

          Comment


            #6
            Reading this thread there is much to be said for 'outsourcing' ones love life ...

            Comment


              #7
              Originally posted by AlfredJPruffock
              Reading this thread there is much to be said for 'outsourcing' ones love life ...
              That still doesn't completely guarantee you won't get burnt by the CSA (and possibly get some other burning sensations as well).
              Will work inside IR35. Or for food.

              Comment


                #8
                The CSA look at salary according to my brief so you could end up paying much less than you do now. However, either side can apply for a variation and this could be based on the divvys you take and/or the value of the company.

                Bearing in mind the changes the CSA are going through, I wouldn't expect any new application to be turned around any time soon.

                Older and ...well, just older!!

                Comment


                  #9
                  As with anything, there are loopholes...I don't know facts I'm afraid but then again neither do any of the CSA muppets I've spoken to in the past, different story every time. You can ring their helpline without giving your details by the way.

                  Firstly, I don't think it takes into account Dividend payments, I may be wrong on this but that is certainly what one of the numpties told me...

                  Secondly, and this I am pretty sure about, during your first year of being self-employed they only ask that you pay the minimum (which I think is something like £5 per week or something equally silly) because they accept that they cannot fairly predict your income. So...what is to stop you closing down your limited every year and starting a new one stating a slightly different line of work when setting it up...I'm sure there is a fine line on this one and it is deffo a little naughty, but I bet its do-able.

                  I pay my ex £500 per month in line with my old permie salary from three years ago...I told her about the above and when I went self employed a couple of years ago she accepted that £500 per month was more that fair (given that I had walked away from a fully paid up 4 bed detached house with nothing, even left both cars) and we both agreed not to tell the CSA about my change in circumstances (despite popular belief, you are not obliged to)...she knows that if she ever goes back on this I will just close down my company and do something else working for myself...who knows, I may even do what you boys do and learn to press a few buttons on a keyboard and become an IT contractor...I used to write programmes with my old ZX48 so how hard can it be????
                  Property advisor for the people

                  Comment


                    #10
                    CSA do not count dividends as income. If you are taking a 'sensible' level of salary (~5K), your assessment should be minimal - about £20 per month.

                    Suggest you give money direcly to children - clothes, holidays, books etc.

                    If your ex gets a court order for maintenance, you are completely stuffed - no way out of paying even if you go bankrupt. Whether she may be able to do this is a question for a lawyer. Even if she got this, you could apply to vary the maintenance order if your cicumstances change.

                    HTH

                    Dodgy

                    Comment

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