This guy is pretty funny. He's set up a website whining incoherently about RBS and moaning about bailouts.
Have a read:
http://ihaterbs.forumcircle.com/viewtopic.php?t=2
Here are my comments, mocking him mercilessly:
* he is an IT Contractor. This means his real expenses are, at most, accountancy fees, travel and a grand or so on IT equipment every few years. Yet has he run up a £10k credit card bill on his COMPANY account???? He's clearly illegally abusing the company for personal expenses.
* he (and his company) are clearly insolvent. He's incapable of even managing to make minimum payments on the credit card, THREE MONTHS IN A ROW. What's the minimum payment on £10k? £200? He had three months to do something about it.
* he should not be running a limited company in this manner. The monies being paid into the company account are not 'wage packets', they are assets (invoices) of his company.
* he's had three invoices paid into the company account when he clearly needs the money desperately. That's not RBS' fault. Open a new account with someone else, and contact the agency and tell them to alter the payee details. He should have done this the first time it happened. This isn't good enough: ' I am unable to open another business account in order to get my wages paid into that, as I have to give them details of my previous account'. So how on earth did he open his first account???
* he's complaining about having the money taken from his account, but he hasn't checked whether RBS have the right to do this. He is in serious default on his debt (or rather his company is). One default on a credit card is one thing, but when you get to three in a row, that comes in a different category, and pretty much every credit card company will take action at this point.
* he earns a good income, of over £50k a year, yet is deeply in debt and clearly incapable of managing his money. He has NO savings. Complete idiot. Some contractors who have been out of work for for months now. A reserve of at least six month's living expenses is something that every contractor should have, because he could be laid off tomorrow. What happens then? I have no sympathy for his bleatings about his disabled partner (unmarried, despite the 3-year old kid) when he earned a GOOD income yet still managed to spend more than it.
Bottom line is this exactly the sort of behaviour that gives IT contractors running Ltd. companies a bad name. And beyond that, this is the kind of behaviour that banks should never have and should not tolerate. God forbid that my taxes go to bail out idiots like this. I've had enough of morons who think it's ok to go through life spending more than they earn and that they have the 'right' to do whatever they want and the banks should not try and stop them.
Have a read:
http://ihaterbs.forumcircle.com/viewtopic.php?t=2
Here are my comments, mocking him mercilessly:
* he is an IT Contractor. This means his real expenses are, at most, accountancy fees, travel and a grand or so on IT equipment every few years. Yet has he run up a £10k credit card bill on his COMPANY account???? He's clearly illegally abusing the company for personal expenses.
* he (and his company) are clearly insolvent. He's incapable of even managing to make minimum payments on the credit card, THREE MONTHS IN A ROW. What's the minimum payment on £10k? £200? He had three months to do something about it.
* he should not be running a limited company in this manner. The monies being paid into the company account are not 'wage packets', they are assets (invoices) of his company.
* he's had three invoices paid into the company account when he clearly needs the money desperately. That's not RBS' fault. Open a new account with someone else, and contact the agency and tell them to alter the payee details. He should have done this the first time it happened. This isn't good enough: ' I am unable to open another business account in order to get my wages paid into that, as I have to give them details of my previous account'. So how on earth did he open his first account???
* he's complaining about having the money taken from his account, but he hasn't checked whether RBS have the right to do this. He is in serious default on his debt (or rather his company is). One default on a credit card is one thing, but when you get to three in a row, that comes in a different category, and pretty much every credit card company will take action at this point.
* he earns a good income, of over £50k a year, yet is deeply in debt and clearly incapable of managing his money. He has NO savings. Complete idiot. Some contractors who have been out of work for for months now. A reserve of at least six month's living expenses is something that every contractor should have, because he could be laid off tomorrow. What happens then? I have no sympathy for his bleatings about his disabled partner (unmarried, despite the 3-year old kid) when he earned a GOOD income yet still managed to spend more than it.
Bottom line is this exactly the sort of behaviour that gives IT contractors running Ltd. companies a bad name. And beyond that, this is the kind of behaviour that banks should never have and should not tolerate. God forbid that my taxes go to bail out idiots like this. I've had enough of morons who think it's ok to go through life spending more than they earn and that they have the 'right' to do whatever they want and the banks should not try and stop them.
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