RBS and bonuses

[gingerjedi]

Anyone else thinking of taking their business elsewhere?

I'm thinking of moving my personal account to Nationwide, building societies used to be a bit slower to credit accounts compared to banks, is this still the case or are they much the same these days?

[Svalbaard]

I'm with FD. They were great 10 years ago. Still great today.

[expat]

Anyone else thinking of taking their business elsewhere?

I'm thinking of moving my personal account to Nationwide, building societies used to be a bit slower to credit accounts compared to banks, is this still the case or are they much the same these days?

Still the case. Pedantically, it is not the building societies but the banks that are slow to credit to building society accounts. Surprise.

Nationwide are not perfect, but do have 3 things I like:
1. No commission on foreign currency transactions on debit card.
2. If you have a balance on a credit card, they put your repayments to the costliest first.
3. They publish interest rates on the website outside the logged-in area: i.e. you can see that you're getting the same rates as everybody else.

[Ravello]

My personal accounts and indeed mortgage, are with NatWest, but I'm not intending to change - as much as the whole bonus debacle irks me, it's not as irritating as having to deal with Lloyds or Barclays, which I have done in the past.

I'm sure there are other accounts that provide as good a service as my current set-up, but I'm just not prepared to gamble on it.

[pmeswani]

Anyone else thinking of taking their business elsewhere?

I'm thinking of moving my personal account to Nationwide, building societies used to be a bit slower to credit accounts compared to banks, is this still the case or are they much the same these days?

I've closed my personal bank account with them just before Christmas. Got fed up with being targetted with them trying to sell me things like Life Insurance / Assurance, Advantage Gold, Loans, Higher overdrafts, etc. etc.

Moved to HSBC, where my business account is, and am generally happier with the service I am getting.

[thelace]

Been with the Nationwide 21 years...

Cheques generally take a day or 2 extra to clear (Banks fault not theirs), but they seem pretty fair on all other matters.

They try to keep things simple and at the end of the day, any money they make gets ploughed back rather than ending up in someones pocket.

[Cyberman]

I'm with FD. They were great 10 years ago. Still great today.

WHS !! ... and I've been with them from day 1.

[Bagpuss]

Been with the Nationwide 21 years...

Cheques generally take a day or 2 extra to clear (Banks fault not theirs), but they seem pretty fair on all other matters.
.

I hadn't noticed that. I do know they credit interest from the moment paid in though

[Doggy Styles]

My One Account mortgage is with RBS and I'm very happy with it. Why should I change?

[gingerjedi]

My One Account mortgage is with RBS and I'm very happy with it. Why should I change?

You shouldn't, as long as you’re happy that the profit they make from your account plus the tax you pay for public services and national security is used to reward those hardworking, trustworthy banking executives …god bless em'.