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Residential care costs

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    Residential care costs

    Tories say pay £8k at 65, and you can have free residential home care without having to sell your house to pay for it

    http://news.bbc.co.uk/1/hi/uk_politics/8288111.stm

    Labour's policy is to have a "National Care Service" so those with "the highest needs" could be cared for in their own home.

    http://news.bbc.co.uk/1/hi/health/8281168.stm

    What's the correct answer?
    Last edited by MrMark; 3 October 2009, 12:55. Reason: extra link
    Speaking gibberish on internet talkboards since last Michaelmas. Plus here on Twitter

    #2
    Originally posted by MrMark View Post
    Tories say pay £8k at 65, and you can have free residential home care without having to sell your house to pay for it

    http://news.bbc.co.uk/1/hi/uk_politics/8288111.stm

    Labour's policy is to have a "National Care Service" so those with "the highest needs" could be cared for in their own home.

    http://news.bbc.co.uk/1/hi/health/8281168.stm

    What's the correct answer?
    Those that saved have to cough up in full, while their neighbour who p155ed away their savings get it for free

    It's only fair...


    PS. I'm not sure the Tories plan is affordable either. Personal care is hideously expensive - and that cost will only go in one direction.
    Last edited by centurian; 3 October 2009, 13:27.

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      #3
      It is free in Scotland and it should be in England.

      The country is quite willing to pay money to educate you to do a lifetime of service and tax paying but when you retire they are quite willing to forget you existed. Cost should not come into the question, it is a basic desicion that requires morals that this country lost years ago.

      Comment


        #4
        The country cant afford it. The only fair way is that people pay. If they can't afford it then its compulsary euthanasia.

        Comment


          #5
          Originally posted by minestrone View Post
          It is free in Scotland and it should be in England.

          The country is quite willing to pay money to educate you to do a lifetime of service and tax paying but when you retire they are quite willing to forget you existed. Cost should not come into the question, it is a basic desicion that requires morals that this country lost years ago.
          Is this true even if you only move to Scotland a year or two before retiring? Very interesting, if so...
          Speaking gibberish on internet talkboards since last Michaelmas. Plus here on Twitter

          Comment


            #6
            I have a nasty feeling that you'll cough up your 8k only to find that the care won't be available when you need it. It happened with National Insurance.
            +50 Xeno Geek Points
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            Comment


              #7
              Originally posted by MrMark View Post
              Is this true even if you only move to Scotland a year or two before retiring? Very interesting, if so...
              Hmmmm, my new plan B could be "Minestrone's care home for the English IT Contractor"

              I could arrange for a guy in a clown suit to come in and speak in a ruskie accent about formatting hard drives, tulipe search engines and what he had for lunch.

              Comment


                #8
                Originally posted by minestrone View Post
                It is (currently) free in Scotland and it should be in England.
                Fixed that for you.

                Whatever the costs/freebies are now are pretty meaningless 20 years from now when we might need it.

                Notice how the pension "tax free lump sum" is now called the "pension commencement lump sum". Still tax free, but for how much longer. But those who took out a pension 10 years ago were expecting it to be tax free, just like those who paid NI 30 years ago were expecting a decent pension.

                So whatever the politicians say now is pretty meaningless.
                Last edited by centurian; 3 October 2009, 14:44.

                Comment


                  #9
                  I don't think they can take it back, no party would ever come in with a manifesto to stop free health care, it will be introduced in England soon.

                  It is the essentially free residential care to the millions of can't work won't work that should be stopped

                  Comment


                    #10
                    Originally posted by Zippy View Post
                    I have a nasty feeling that you'll cough up your 8k only to find that the care won't be available when you need it. It happened with National Insurance.
                    National insurance contributions pay for the burden now i.e. the old now, and are not a saving account for future payments. It has been this way for decades.
                    The court heard Darren Upton had written a letter to Judge Sally Cahill QC saying he wasn’t “a typical inmate of prison”.

                    But the judge said: “That simply demonstrates your arrogance continues. You are typical. Inmates of prison are people who are dishonest. You are a thoroughly dishonestly man motivated by your own selfish greed.”

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