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Income protection

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    Income protection

    So, with Amiga 500 Jr. due on Xmas day, I have started to think about what would happen if I were injured or unable to work.

    Have any of you taken out any form of income protection? If so can you tell me how much it cost, who it is with and how much/how long it protects you for?

    Thanking you
    You can lead a fool to wisdom but you can't make him think.

    #2
    Originally posted by Amiga500 View Post
    So, with Amiga 500 Jr. due on Xmas day, I have started to think about what would happen if I were injured or unable to work.

    Have any of you taken out any form of income protection? If so can you tell me how much it cost, who it is with and how much/how long it protects you for?

    Thanking you
    Is there no evolution or progression in this world. Why not Super Cray Jnr?
    Sorry can't anser your other question.
    Hard Brexit now!
    #prayfornodeal

    Comment


      #3
      Is the Amiga 500 Jr technically not an Amiga 600?? Same thing but in a smaller case. Just thinking out loud...

      Comment


        #4
        Originally posted by Amiga500 View Post
        So, with Amiga 500 Jr. due on Xmas day, I have started to think about what would happen if I were injured or unable to work.

        Have any of you taken out any form of income protection? If so can you tell me how much it cost, who it is with and how much/how long it protects you for?

        Thanking you
        Hope it doesn't come out as a commodore.

        Comment


          #5
          Originally posted by conned tractor View Post
          Hope it doesn't come out as a commodore.
          If it comes out as an Atari 520ST then Mrs Amiga 500's got some explaining to do.

          Comment


            #6
            Originally posted by teclo View Post
            If it comes out as an Atari 520ST then Mrs Amiga 500's got some explaining to do.


            in answer to your other question, it's been asked lots before and I believe the general concensus ( ? can't be bothered to check + pedants will do it for me ) is that no insurance company I know of offers this for contractors and if they did the small print/hidden clauses would make it almost unclaimable.

            Best option is to use the "stuff it under the mattress" / "that's what your warchest/savings/company profit" is for, to be used in lean times.

            HTH

            Chef
            The proud owner of 125 Xeno Geek Points

            Comment


              #7
              Originally posted by teclo View Post
              If it comes out as an Atari 520ST then Mrs Amiga 500's got some explaining to do.
              Ah now I see what the problem is if it's a Super Cray
              Hard Brexit now!
              #prayfornodeal

              Comment


                #8
                Forgive me for posting on topic but...

                I got a HSBC income protection policy for about £25/month, to pay about £15,000/year after 6 months. That's on top of government incapacity benefit, which is about £5000.
                As you have a sprog you'll probably want higher. And of course I am finely honed and in the prime of life, so adjust if you're a Capstan-chainsmoking wreck.

                Comment


                  #9
                  Originally posted by chef View Post
                  no insurance company I know of offers this for contractors and if they did the small print/hidden clauses would make it almost unclaimable.
                  Chef - I think you're talking about unemployment insurance, i.e. loss of job rather than loss of arms & legs.

                  Though I am also quietly sceptical of my income protection insurance paying out too. If you're well enough to dial the claims line you're well enough to work, I expect.

                  Comment

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