Anyone use 'No Longer Limited'?

[Shimano105]

as advertised on the front page:

http://www.nolongerlimited.com/index.html

[malvolio]

Nope - but I suggest you read their web-page very carefully...

[Bookworm]

They must have very big cohonas

Read the page, and cannot believe that they are stating that their scheme is inland revenue approved..... yes they might be applying the HMRC rules but they have used very clever wording to give the impression that they have received HMRC approval..... surely no-one can be taken in by this stuff

[DaveB]

Interesting that they claim they will insure you against HMRC investigation costs and back taxes if you lose. Very confident or very naive I think.

[Bookworm]

Small Print

There must be a limit surely, time to check the small print on what they will and wont do and exactly how far that little insurance policy will go?

[zathras]

as advertised on the front page:

http://www.nolongerlimited.com/index.html

More interesting look at the page describing their solution

http://www.nolongerlimited.com/oursolu.htm

If your contract is subject to IR35, our strategy involves a comprehensive expenses policy, enabling you to claim more than the 5% basic level that is standard. Using this methodology, net returns have been as high as 70% of total revenue (including our fee) – substantially more than the 59% commonly offered.

This one paragraph makes me really nervous. You can only claim expenses that are wholly business related so this looks very suspect to me. Further it would be the same expenses (and amounts) if you went through your Limited Company or them) so there is going to be no saving on that score at all

This also makes me nervous

First of all, we establish whether the contract is subject to IR35. Using a short and simple questionnaire, compiled by Numerica (one of the UK’s leading tax specialists), we ascertain the contract’s status and how this affects the working relationship between contractor and client, and will then devise a plan to ensure you gain maximum revenue.

Employment Status law which is at the heart of an IR35 is a complex area which is sometimes contridictory. A simple questionaire is just not going to cut it.

No would n't touch this with a bargepole.

[Robert Sharp]

No Longer Limited

Good afternoon all

I am a the Sales Manager for No Longer Limited and I have read this forum with great interest. May I just clairfy a few areas for you. We do not and never have claimed to be Inland Revenue approved, I am fully aware that NO umbrella company is accredited by the DTI or any other associated body, in fact I personally and all my members of staff actually tell all of our contractors that this is the case. The bottom line is that WE ARE actually using the specific recommendation of the Inland Revenue, which is the "Deemed Payment" solution, and I would be more then happy to direct anyone to the HMRC's website that details this. So we are telling our contractors that we use the Inland Revenue's solution not that we are accredited by them, in no way shape or form is this clever wording, it is just the truth.

Relating to your comments about No Longer Limited just asking our Contractors to complete a questionnaire again this could not be further from the truth. We as a company are trying to provide our contractors with the very best service in the industry, and we achieve this by assessing each and every body on there own merits, this is done by the assessment of the working contract and the definition of the contractors working practice (the questionnaire) by marrying these together we are then able to determine a contractors status, again the specific way that the Inalnd Revenue and the Professional Contractors Group have advised us to do it.

Our only interest is making sure the contractor is operating in the most compliant and tax effcient manner, I can only assume that whoever took the details from our website has misread or misinterpreted this. As I am sure you will all agree, most of you who write comments on here are very anti-umbrella and by all means that is a choice that you are free to have, but I find some of your comments exceptionally unjust, and also very damaging. Yes you are entitled to your opinion but not when you are basing it on 4 lines you have read on our website, we are in constant contact with the HMRC to make sure that we are operating in the right manner and also continuously seek advice from the PCG, the very body that protects you the contractor, again this is because of our duties to contractors.

Our reputation is expectionally good within the industry and if you check the forum, everytime we have appeared on one it has been very positive feedback. I would advise anyone who has any questions about our service to contact me and actually allow me to discuss this with you rather then listen to untrue and slanderous comments about our organisation and the way we operate it, as they are simply wrong!!!!!!

Unfortunately everytime you ask a question about an umbrella company here, you get bombarded with untruths and exceptionally negative feedback.

I would suggest everyone checks out Bookworms history and look at the fact that this individual has never once written anything positive about an umbrella company, and in that you have your answer.

[malvolio]

Robert - good points all, and well made. To be fair, I personally believe you guys to be one of the better ones, notwithstanding my well-known antipathy to umbrellas.

But going back to my original post in this thread, as soon as anyone pops up and says "Are these any good?", the reaction round here is to say "Dunno, go find out for yourself", which is more to do with people believing that if you are going to let someone else manage your money, you really ought to do your own research and make your own decision. Plus there are some people with spurs and white hats who do nothing for the reputation of all the other umbrellas and the good guys get the same lack of sympathy as the bad ones, which is sad but true.

Finally, if your website's material is open to mis-interpretation, pehaps that's the fault of the website material more than that of the paranoids that inhabit this board? I admit I mis-read some of it myself on the first pass, and I am a lot more expert than most of your potential customers.

[EternalOptimist]

'every body on their own merits'

[absoft]

No reply to email

I emailed No Longer Limited about two weeks ago with a question about their inclusive PI Insurance. Never had a reply. Also emailed ParasolIT who did reply in full. Who would you rather go with?