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DeludedAussie
27th February 2011, 18:43
Does anyone know of any insurance company that covers and reimburses loss of earnings in the event you had an accident?

I want to go skiing but cant afford to be off work if I have an accident - Is there a policy which gives me peace of mind

NotAllThere
27th February 2011, 18:50
Ah, ok.

I've insurance that kicks in after one month for any illness or accident. I've never heard of anything like you describe.

MarillionFan
27th February 2011, 19:53
Does anyone know of any insurance company that covers and reimburses loss of earnings in the event you had an accident?

I want to go skiing but cant afford to be off work if I have an accident - Is there a policy which gives me peace of mind

It would be up to too much abuse.

It's bad enough Aussies coming over here, nicking UK jobs, not paying tax and then pissing off with the VAT as well. I doubt an insurance company is going to insure you to claim 6 months of contracting fees on the premise you got stabbed in the chest by a manta ray.:eyes

thunderlizard
27th February 2011, 22:36
also,
If you're a contractor, then an injury wouldn't necessary mean loss of earnings, because you can still pay yourself your salary even though you're in bed. You're the boss after all.

What you probably mean is insurance that would pay out to your employer, because it hadn't made as much money in sales as it thinks it would have done if one of its employees had been fit. That would be quite exotic, and even harder to get on a retail level.