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View Full Version : Foreign drivers using loophole to pay only £100 for car insurance



Freamon
1st March 2011, 14:21
Evening Standard:


THOUSANDS of foreign drivers in London are exploiting a legal loophole to avoid soaring car insurance costs as well as congestion and parking charges, it was claimed today.

An investigation reveals that growing numbers of east Europeans are registering and insuring their cars in Romania, where it can cost as little as £100 a year. These drivers also avoid paying traffic penalties because Transport for London is unable to identify them, according to the report on BBC1’s Inside Out London, to be broadcast today.

Car insurance rates in Britain have risen by 40 per cent in the past year, leading to a surge in fraud. One in 10 drivers in the capital has no insurance.

Alex Dettmar, 30, a Romanian furniture delivery driver who lives in Brent Cross, said: “I’m shocked by the price of insurance in the UK, considering it’s seven times cheaper to have it insured back home. So what do you do? I registered the car over there and use it on Romania numberplates — it’s legal.”

He drives on his £100-a-year Romanian insurance and plates, saving more than £700. But it is only legal for six months, so twice a year he takes his car on a day trip to Calais.

“The only reason for the trip is to get the car out of the country. It does not matter for how long,” said Mr Dettmar.

Police said thousands of drivers were using loopholes or breaking the law. Pc Ben Redpath, of Kent police said: “It’s a sad fact that they will chance it because they can’t afford the premiums.

“A lot of people are producing these Polish insurance certificates or Slovakian insurance certificates knowing full well we can’t check them, as we don’t have contact with Poland or Slovakia in terms of insurance companies. Claims against such foreign policies can be fraught with problems — parking tickets and congestion charge fines are also often ignored.”

Police hope cameras at Dover will help. “We have automatic number plate readers at the port so we can check when they have come in.”

A TfL spokesman said: “Any vehicle, regardless of where it is registered, which is identified within the congestion charging zone without a valid charge, discount or exemption can be subject to a penalty. TfL pursues penalties from foreign-registered vehicles.

“Recovering unpaid penalties in-curred by vehicles registered in some countries can be problematic.

“TfL does everything possible to ensure a consistent level of enforcement for all road users by using a European Debt Recovery Agency.

The agency has links with foreign vehicle licensing authorities and issues penalty charges.”

Inside Out London is on at 7.30pm tonight.

DimPrawn
1st March 2011, 14:25
But think of the benefit to the UK economy of all these clever immigrants. If only we had millions more we'd all be laughing with the rising prosperity and improved standard of living it all brings.

sasguru
1st March 2011, 14:34
But think of the benefit to the UK economy of all these clever immigrants. If only we had millions more we'd all be laughing with the rising prosperity and improved standard of living it all brings.

Our cleaner is Polish, as is the gardener.
We refurbished the house quickly, with top notch quality and paid a pittance to a team of Polish workers who worked solidly from 8am-8pm and hence did it in half the time.
If I was not satisfied with any part of the work, they simply redid it, with a better Pole.

Brilliant guys. No wonder lazy Brits are on the dole.

AtW
1st March 2011, 14:39
Exploiting inability to identify is not a loophole.

HTH

AtW
1st March 2011, 14:41
a team of Polish workers who worked solidly from 8am-8pm and hence did it in half the time.

Mate, they just wanted to fook off that tulipy job as soon as possible and never see you again - can't blame 'em.

SueEllen
1st March 2011, 14:44
Our cleaner is Polish, as is the gardener.
We refurbished the house quickly, with top notch quality and paid a pittance to a team of Polish workers who worked solidly from 8am-8pm and hence did it in half the time.
If I was not satisfied with any part of the work, they simply redid it, with a better Pole.

Brilliant guys. No wonder lazy Brits are on the dole.

You sure they are Polish?

Lots of Eastern Europeans say they are Polish to Brits because Poles have a reputation of being hard working when in fact they are from Latvia, Bulgaria or wherever.

It's only if you notice that their language sounds a bit different you can catch them out. ;)

xoggoth
1st March 2011, 14:47
Our cleaner is Polish, as is the gardener

I daresay but why is any of that relevant?

sasguru
1st March 2011, 14:50
You sure they are Polish?

Lots of Eastern Europeans say they are Polish to Brits because Poles have a reputation of being hard working when in fact they are from Latvia, Bulgaria or wherever.

It's only if you notice that their language sounds a bit different you can catch them out. ;)

Couldn't care less where they're from*, as long as they do a brilliant job for peanuts.

*Yes they were definitely Polish. they were there for a while and I got chatting to a couple who could speak English. Nice guys.

sasguru
1st March 2011, 14:51
Mate, they just wanted to fook off that tulipy job as soon as possible and never see you again - can't blame 'em.

You just enjoy your bedsit, Student Grant, adults are talking now.

sasguru
1st March 2011, 14:53
I daresay but why is any of that relevant?

Just pointing out that they're good for the economy, or at least my economy.

xoggoth
1st March 2011, 15:03
The fact that some are is no reason to put up with those that are not or with unnaceptable practices. We do not have a duty to foreign nationals.

Your economy is probably nearer the truth. Do cleaners and gardeners earn enough to pay for their full share of services from our state, health care, the education of their kids, their future pensions? I very much doubt it. This is the reality of most unskilled immigration, it suits businessmen who can get cheap labour and well heeled socialist hypocrites who can afford to live in posh areas away from it all. Normal people suffer the problems and pick up the bill.

Pondlife
1st March 2011, 15:05
Brilliant guys. No wonder lazy Brits are on the dole.

I had a similar experience with a couple of british lads who did some work for me over the weekend. Mrs PL managed to prang the side of her car a week or so ago. These two lads turned up 9am Sat morning and masked the entire part of the garage in white plastic, brought all the required equipment including heaters, lighting, extractors, compressor, panel beating tools, buffer etc.

Mrs' car looks fantastic and they noticed a scratch on my bumper which they did gratis. In all it took them until 8pm Sunday eve. All it cost me was a couple of hundred quid, a box of tea bags and a few packs of foxs creams.


Anyone who thinks all british are a bunch of feckless layabouts isn't looking properly.

Mind you this could be because there are no East Europeans living near my part of eden.

GreenLabel
1st March 2011, 15:07
Just pointing out that they're good for the economy, or at least my economy.

But they woz takin' jobs that british workers could of been doin', innit?

sasguru
1st March 2011, 15:19
The fact that some are is no reason to put up with those that are not or with unnaceptable practices. We do not have a duty to foreign nationals.

Your economy is probably nearer the truth. Do cleaners and gardeners earn enough to pay for their full share of services from our state, health care, the education of their kids, their future pensions? I very much doubt it. This is the reality of most unskilled immigration, it suits businessmen who can get cheap labour and well heeled socialist hypocrites who can afford to live in posh areas away from it all. Normal people suffer the problems and pick up the bill.

Why do you assume that the second generation will be like the first?
It depends on the culture.
2nd and 3rd generation immigrants from hard working cultures usually become higher rate taxpayers.
The work ethic I see in these Poles will almost certainly be passed on to their kids.
Plus we owe the Poles for their sterling work in WW2 and for selling them down the pan in '45.
Apart from a certain tendency to alcoholism, I've liked almost all the Poles I've ever met - a fine bunch.

DimPrawn
1st March 2011, 15:20
Our cleaner is Polish, as is the gardener.
We refurbished the house quickly, with top notch quality and paid a pittance to a team of Polish workers who worked solidly from 8am-8pm and hence did it in half the time.
If I was not satisfied with any part of the work, they simply redid it, with a better Pole.

Brilliant guys. No wonder lazy Brits are on the dole.

WHS.

Stop paying all these lazy arsed Brits so many benefits. Work or starve. Simples.

Old Greg
1st March 2011, 15:21
WHS.

Stop paying all these lazy arsed Brits so many benefits. Work or starve. Simples.

Or kill you and take your stuff.

xoggoth
1st March 2011, 15:21
I had a similar experience with a couple of british lads

Quite. The owner was a total idiot but the British blokes who just did our conservatory were skilled and really worked hard. People love to trot out this lazy Brit stuff, usually the same people who would call it racism if anyone made such a blanket unqualified comment about any other group. Maybe they should try looking at the figures from the Office for National Statistics, just who are the major groups most likely to be on benefits or on long term sickness.

In any case, the thread was about a car insurance dodge that, even if legal, is likely to prove a major nightmare for anyone involved in an accident. Not excusable no matter how many brilliant nannies/car washers etc there are.

AtW
1st March 2011, 15:22
Why do you assume that the second generation will be like the first?
It depends on the culture.
2nd and 3rd generation immigrants from hard working cultures usually become higher rate taxpayers.
The work ethic I see in these Poles will almost certainly be passed on to my kids.
Plus we owe the Poles for their sterling work in WW2 and for selling them down the pan in '45.
Apart from a certain tendency to alcoholism, I've liked almost all the Poles I've ever met - a fine bunch.

FTFY

DimPrawn
1st March 2011, 15:22
Or kill you and take your stuff.

They'll never take me alive!

GreenLabel
1st March 2011, 15:24
Do cleaners and gardeners earn enough to pay for their full share of services from our state, health care, the education of their kids, their future pensions?

Remember, anyone who earns less than six figures is a loser (http://forums.contractoruk.com/general/64298-how-do-your-family-friends-feel-about-you-being-contractor.html#post1289398).

Old Greg
1st March 2011, 15:25
They'll never take me alive!

Exactly.

xchaotic
1st March 2011, 15:29
Evening Standard:

That's written strongly in how EU works - you're competing on the European market so a Romanian insurer can insure all kinds of cars, likewise the British one.
I'm pretty sure Brits can go and register and insure their cars in Romania.
When you go on a contract to Belgium, do you really want to have to re-register and insure your car every 6 months, regardless of whether it is cheaper?

In this regard UK has a long way to go - on the mainland there aren't any borders to speak of - you see the signs of entering another country but that's it.
If the fuel in France is cheaper than Germany then people living to the border will drive to the French gas station, nothing really wrong with that, just the market at work.

xoggoth
1st March 2011, 15:29
The work ethic I see in these Poles will almost certainly be passed on to their kids

No, it almost certainly won't. People follow society and while we have an ethos that discourages responsibility by too ready welfare, an excessive concentration on rights that ignores duties, all these migrants will go down the same hill.

Try checking rather than assuming. For example, a couple of big pluses for the Muslim community used to be an avoidance of drugs and alcohol. Alcohol related hospital admissions for are now just the same as for the rest of us and drug use is fast rising to the same levels.

Old Greg
1st March 2011, 15:31
No, it almost certainly won't. People follow society and while we have an ethos that discourages responsibility by too ready welfare, an excessive concentration on rights that ignores duties, all these migrants will go down the same hill.

Try checking rather than assuming. For example, a couple of big pluses for the Muslim community used to be an avoidance of drugs and alcohol. Alcohol related hospital admissions for are now just the same as for the rest of us and drug use is fast rising to the same levels.

So you're saying that we're achieving social integration?

Mich the Tester
1st March 2011, 15:31
No, it almost certainly won't. People follow society and while we have an ethos that discourages responsibility by too ready welfare, an excessive concentration on rights that ignores duties, all these migrants will go down the same hill.

Try checking rather than assuming. For example, a couple of big pluses for the Muslim community used to be an avoidance of drugs and alcohol. Alcohol related hospital admissions for are now just the same as for the rest of us and drug use is fast rising to the same levels.

In other words, Britain's gone rotten and it's turning its immigrants rotten?

You might be right there.

xoggoth
1st March 2011, 15:32
Indeed. It will be paradise.

sasguru
1st March 2011, 15:56
Indeed. It will be paradise.

So what you're saying is that the Polish second generation will be just like the Brits except with a few Z's in their names.
Where's your beef?

d000hg
1st March 2011, 17:23
No, it almost certainly won't. People follow societyMy wife's a teacher in a school with a fair few Polish (or similar) kids and reports that they are hard-workers as a group. Also it's plain obvious that culture is passed down, how many polish kids born to Polish parents in the UK don't speak Polish?

It likely gets watered down over time/generations depending how insular their community is... but then when they are insular you complain they're not integrating (with our society of laziness).

xoggoth
1st March 2011, 18:14
We suffer their drawbacks of lack of integration today, our own drawbacks of a complacent lazy society tomorrow or after a generation or two anyway. Not to mention a greatly overcrowded country. It sounds less than sensible; we should be tackling our own problems like welfare, booze and unmarried mothers rather than continually spending billions on trying to integrate others.

And subsidising some of them via our taxes. As I said, check out the realities with the ONS rather than parrot the permitted line. Welfare, prison population, health and social housing levels are worse for some major ethnic groups and we are not talking percentage points but multiples in some cases.

We should also build on the major progress we have made in the last hunderd years, things like the secular society, equality of treatment for women and gays and humane treatment of animals. Influence is a two way street and those gains are under threat or at least slowed by imported third world attitudes. To some extent even by the rise in Catholic influence from Eastern Europe, it is not the easy going Christianity of the CofE.

PS Specifically on Poles/Hungarians I would agree they are not a major problem. Romania (original subject of this thread), Lithunia rather different.

shaunbhoy
1st March 2011, 19:34
it is not the easy going Christianity of the CofE.



Is that the same "easy going" christianity that even to this day forbids the heir to the throne marrying, or even deciding to become a Catholic?

:eyes

fullyautomatix
1st March 2011, 19:48
I had a similar experience with a couple of british lads who did some work for me over the weekend. Mrs PL managed to prang the side of her car a week or so ago. These two lads turned up 9am Sat morning and masked the entire part of the garage in white plastic, brought all the required equipment including heaters, lighting, extractors, compressor, panel beating tools, buffer etc.

Mrs' car looks fantastic and they noticed a scratch on my bumper which they did gratis. In all it took them until 8pm Sunday eve. All it cost me was a couple of hundred quid, a box of tea bags and a few packs of foxs creams.


Anyone who thinks all british are a bunch of feckless layabouts isn't looking properly.

Mind you this could be because there are no East Europeans living near my part of eden.

WPLS

I have used British workers for replacing Windows, boiler etc and all has been done efficiently on time and competitively priced. It is a myth that the polish workers can do a better job. Of course some folks like SASGuru will fall for it and hire the polish gardener who is probably shagging his wife instead of tending to the garden.

d000hg
1st March 2011, 19:50
England isn't overcrowded. And I can't believe you put animal rights in the same sentence as gay and women's rights. What kind of mixed up hippy facist are you?!

shaunbhoy
1st March 2011, 19:59
Of course some folks like SASGuru will fall for it and hire the polish gardener who is probably shagging his wife instead of tending to the garden.

Not a very likely contingency. You've never met sas's wife have you?

http://www.grimmemennesker.dk/data/media/2/superwoman.jpg

:eek :eek :eek

d000hg
1st March 2011, 20:05
WPLS

I have used British workers for replacing Windows, boiler etc and all has been done efficiently on time and competitively priced. It is a myth that the polish workers can do a better job. Of course some folks like SASGuru will fall for it and hire the polish gardener who is probably shagging his wife instead of tending to the garden.So because you've met a couple of hard-working Englishmen you think that has any bearing statistically? Have you worked in climatology?

escapeUK
1st March 2011, 20:32
Our cleaner is Polish, as is the gardener.
We refurbished the house quickly, with top notch quality and paid a pittance to a team of Polish workers who worked solidly from 8am-8pm and hence did it in half the time.
If I was not satisfied with any part of the work, they simply redid it, with a better Pole.

Brilliant guys. No wonder lazy Brits are on the dole.

But this is why our taxes are so high, you pay twice. Once to the polish, and once to the Brits to stay at home on benefits.


England isn't overcrowded. And I can't believe you put animal rights in the same sentence as gay and women's rights. What kind of mixed up hippy facist are you?!

Yes it is. Do you not drive anywhere? It has got worse and worse in the last 10 years.

AtW
1st March 2011, 20:39
Not a very likely contingency. You've never met sas's wife have you?

http://www.grimmemennesker.dk/data/media/2/superwoman.jpg

:eek :eek :eek

:sick

No wonder he gets pished on whiskeys all the time and posts tulip on here...

shaunbhoy
1st March 2011, 20:41
:sick

No wonder he gets pished on whiskeys all the time and posts tulip on here...

.....from the sanctity of his eco-shed............hand-built for him by Polish pikeys!!

:laugh

lilelvis2000
1st March 2011, 21:38
WPLS

I have used British workers for replacing Windows, boiler etc and all has been done efficiently on time and competitively priced. It is a myth that the polish workers can do a better job. Of course some folks like SASGuru will fall for it and hire the polish gardener who is probably shagging his wife instead of tending to the garden.

A friend of mine had his office redone by Polish workers..They did a shockingly bad job on the plastering and electrics - like using celotape on the electrics. They took his money and never came back.
And that's not the first time I've seen Poles do a shoddy job. It's entirely possible that some are pretending to be builders because Brits believe they all do good work.

Freamon
1st March 2011, 21:39
No, it almost certainly won't. People follow society and while we have an ethos that discourages responsibility by too ready welfare, an excessive concentration on rights that ignores duties, all these migrants will go down the same hill.

Try checking rather than assuming. For example, a couple of big pluses for the Muslim community used to be an avoidance of drugs and alcohol. Alcohol related hospital admissions for are now just the same as for the rest of us and drug use is fast rising to the same levels.
Really? If you have a link to some statistics I would be interested to see it.

shaunbhoy
1st March 2011, 21:40
It's entirely possible that some are pretending to be builders because gullible pennypinching jellyheads like sasguru believe they all do good work.

FTFY

Freamon
1st March 2011, 21:43
Exploiting inability to identify is not a loophole.

HTH

DILLIGAF?

lilelvis2000
1st March 2011, 21:46
No, it almost certainly won't. People follow society and while we have an ethos that discourages responsibility by too ready welfare, an excessive concentration on rights that ignores duties, all these migrants will go down the same hill.

Try checking rather than assuming. For example, a couple of big pluses for the Muslim community used to be an avoidance of drugs and alcohol. Alcohol related hospital admissions for are now just the same as for the rest of us and drug use is fast rising to the same levels.

Mainly the youth I'd say. I recall Jack Straw stating at meeting I went to, that just outside of this town you'll find bars full of young Muslim men drinking. its been known for many a year the Muslims sell a lot of the drugs - suppose they needed to sell to their own to keep the $$$ rolling in. Usage and addiction is particularily high amongst the Bangladeshi community.


I know a young lady in Slovakia - suppose I'll just have to pop over for a "visit" sometime. I may just get in touch with an insurance agent while I'm there! (Just kidding, I enjoy being ripped off).