Have you got a pension?

**NotAllThere** · 7 December 2012, 13:14

Originally posted by d000hg View Post

...edit: balls can someone make it not multi-choice?

It used to be possible, but apparently not anymore.

**rootsnall** · 7 December 2012, 13:14

I made a vow to not pay any more higher rate tax. It means I've now got quite a pot sat there but I'm a little nervous that the low life politicians will make some sort of grab for it at some stage.

**Lockhouse** · 7 December 2012, 13:19

Got a few bits and pieces of various pensions lying around that might be enough to buy me a Saga holiday but will be dependent on BTL, property and ISAs for the bulk of my retirement income.

**formant** · 7 December 2012, 13:24

I don't but I plan to. Feel too young to think about my pension. More likely to sort out a pension via expanding buy-to-let portfolio than a standard pension fund.

**Jog On** · 7 December 2012, 13:54

Originally posted by Lockhouse View Post

Got a few bits and pieces of various pensions lying around that might be enough to buy me a Saga holiday but will be dependent on BTL, property and ISAs for the bulk of my retirement income.

Originally posted by formant View Post

I don't but I plan to. Feel too young to think about my pension. More likely to sort out a pension via expanding buy-to-let portfolio than a standard pension fund.

I'm in this camp as well

**SimonMac** · 7 December 2012, 13:57

Got a SIPP that I am planning to use to retire at 55, also a BTL that is self funding at the moment so once it pays its mortgage off that would be another 6% a year for me

**rootsnall** · 7 December 2012, 13:58

Originally posted by zeitghost

It's ok.

The insurance company will make sure that there's nothing left for the politicos.

Or you.

HTH.

No insurance company is getting anywhere near it unless the politicians change the rules again to force you to take out an annuity. That is probably a bigger fear than some sort of one off tax raid.

**Jog On** · 7 December 2012, 14:00

Did anyone read that "end of Britain" report that got punted out a week or so ago about the UK potentially going into an Argentine 2001 situation?

Scarey stuff!

**rootsnall** · 7 December 2012, 14:03

Originally posted by Jog On View Post

Did anyone read that "end of Britain" report that got punted out a week or so ago about the UK potentially going into an Argentine 2001 situation?

Scarey stuff!

I went backpacking around Argentina in 2002, lived like a king with my handful of US dollars

I don't have a pension, but I plan to	10.45%	7 votes
I don't have a pension, I don't want one	22.39%	15 votes
I have a pension but I don't use it much	17.91%	12 votes
I have a pension and regularly contribute to it	40.30%	27 votes
AndyW keeps my savings under his mattress	8.96%	6 votes

Have you got a pension?