Best place to put your warchest?

**FiveTimes** · 23 March 2013, 10:59

Originally posted by gingerjedi View Post

I've never had one before now as I've been paying down debts, now I've started to amass some cash I'm looking for the best place to put it?

It's currently sat in a NatWest ISA earning bugger all and today I get a letter saying they are cutting the piss poor rate even further.

Any ideas for best return and easy/fast access?

offset current account linked to mortgage ?

**MarillionFan** · 23 March 2013, 12:29

Nowhere to put anything at the moment. Zopa is a good 5.4% and I've just put an extra £5k in there.

Coventry BS has a 60 day notice ISA at 2.8% which you can apply online and The Santander 123 account may be worth swapping into. They're paying 3% on the current account for anything upto £20k.

It's not good out there.

**oracleslave** · 23 March 2013, 12:32

I put 85k in a cahoot account at 3.6 which is piss poor.

**doodab** · 23 March 2013, 12:44

Red. Or black. You choose.

**VectraMan** · 23 March 2013, 12:48

My Asia-Pacific stocks and shares ISA managed 14% in the last year. In fact it's gone up 50% in the 5 years since I started it, despite a global financial meltdown along the way.

Unfortunately I only ever put £4K into it. Doh!

**eek** · 23 March 2013, 12:53

if today is anything to go on a decent plan b

**Sysman** · 23 March 2013, 13:39

Buying shares in safe manufacturing companies was an idea that occurred to me as I was listening to the Money Programme bit on Cyprus earlier today.

That or setting up a safe sales and installation company.

**MrMark** · 23 March 2013, 14:17

In a high-interest bank account in Cyprus. Less than 100k of course..

**EternalOptimist** · 23 March 2013, 14:17

no easy access, but I am getting 4.2% on 40k locked in a three year ISA with RBS

three years is instant enough for my situation

Best place to put your warchest?