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At least you make someone happy in this world, your landlord.
Landlord is the mutual who was stupid to lend lots of money for the build and then had to take over it - they tried to sell it to me at reasonable price but change their mind because they'd be booking 35% loss, so they prefer to pretend it's worth some imaginary amount that nobody will pay and rent it out at OK price.
Their yield is less than 3% from it (before costs added), however I am sure those barstewards probably use this house as "asset" at full imaginary price to get lots of cheap money from BoE.
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