Contractor Mortgages Made Easy - anyone dealt with them?

[heyya99]

I'm thinking of buying a flat to live in. My accountant put me in contact with Contractor Mortgages Made Easy. They have requested my company accounts, my CV and my current contract to do some initial investigation of my ability to buy. They charge about £600 if I eventually secure funding and bid on a flat.

Have any of you dealt with them? Good idea or avoid?

[Sausage Surprise]

Are they the £699 up front broker?
If so there are other cheaper options.

[malvolio]

There was a thread on them lately - read it first...

[northernladuk]

And a ton of others here...

https://www.google.co.uk/search?q=CM...sm=93&ie=UTF-8

If you can get a normal mortgage then do that. Much better rates than the ones the contractor specialists are using.

If you are wondering the differences or what problems you may encounter then do a search for the term mortgages. It's been done many many times.

[v8gaz]

PM me for info. I have just used them.

[Belhaj]

Hi, I'm looking for a mortgage ASAP as a contractor and I'm thinking of CMME, how do I PM you to get more info. Thanks

[duffy78]

I used freelancer financials for my last mortgage. They were a great help when the people selling the house we bought started pushing for an accelerated completion.

£500 fee though but certainly put together a good package for me, porting my then current deal on the house I was selling and then supplementing it with a new product.

[bourneagain]

I got a mortgage through them last year. Very straight forward, professional and hassle free. And also approved without hiccups.

The catch is the rates or products you will eventually get offered will not be what I call "competitive” or be "market leading". Also their fees are high but you don't pay until you got the mortgage through.

I bit the bullet cos I had no other choice but the rates on the market were around 1%cheaper

Sent from my Nexus 5 using Tapatalk

[Sausage Surprise]

Just remortgaged with Power Mortgages. Fixed for 2 years at 3.09%. No other contractor mortgage broker could get me a mortgage. Discounted fee for CUK too.

[Stradale]

Using them at the moment, gave a decent quote but so far being very difficult it to deal with now they have my fee, just the basics like returning calls is dire. Can't recommend them so far.... :-(