Uninsured Drivers

**wendigo100** · 1 September 2006, 07:58

How about putting them in jail?

**FrankScribe** · 1 September 2006, 08:00

Where they can acquire a whole new range of skills

**Andyw** · 1 September 2006, 08:01

maybe i'll cancel my car insurance then if there is no punishment !

**wendigo100** · 1 September 2006, 08:01

Originally posted by FrankScribe

Where they can acquire a whole new range of skills

In solitary for a month?

**Flubster** · 1 September 2006, 08:03

Originally posted by wendigo100

In solitary for a month?

As long as you remove the curtains...

**BoredBloke** · 1 September 2006, 08:20

I thought the idea of insurance was that in the event of an accident the insurance company would pay any damages rather than the individual. If the individual has no insurance then he/she is responsible for any payment. If the scrote cannot pay up, then why is he/she not made sell all thier assets and made bankrupt if all else fails. At the moment there seems to be no penalty in not having insurance. If you don't have a crash, you don't have anything to pay. If you do have a crash or caught by the cops you get a fine which tends to be less than the annual premium.

**TheMonkey** · 1 September 2006, 08:40

The happened to my sister. Someone hit her who had no insurance and wrote off both cars. Police did nothing but get rid of the cars and the insurance company just whistled a bit and hid. She ended up getting this guy called "Hard Eddie" to "persuade" the guy to pay up for a new car (fortunately only £500 as her old thing was a skip on wheels).

**Pondlife** · 1 September 2006, 08:51

Don't you claim the damages off your insurance who would then sue him/her personally to recover their costs?

**martinb** · 1 September 2006, 09:03

The number of traffic cops on the road has reduced significantly with the advent of speed cameras. Chances are that uninsured cars are also untaxed and not MOT'd. In the old days of actually having real police on patrol (rather than cameras), dodgy cars got stopped. Ultimately the vehicle could then be crushed. With the over-reliance on cameras that doesn't happen as much and uninsured drivers don't get caught BEFORE they cause an accident.

Saw a TV prog a few days ago that showed the Cheshire (?) police with in-car systems that read number plates automatically and set off an alarm if the car was uninsured and/or untaxed. The car got stopped and driver arrested and the car could be scrapped. But the cop himself said that traffic cops were now being diverted to other things (like domestics) and they didn't have the resources to effectively use the equipment.

According to an article on the BBC website this week, everyone actually paying insurance pays £30 simply to cover the cost of the uninsured drivers.

Uninsured Drivers