OK, first contract money was a bit tight, so I freely accepted and bent over. No IR35 review, no insurance etc.
Recently been offered a new contract, and figured I should try and do things properly this time around. My accountant has recommended the firm Larsen Howie to conduct an IR35 review (at a cost of £40).
1). Is it worth getting a solicitor to perform an IR35 review? (Presumably yes!), and if so, would someone like Larsen Howie be suitable or should I be looking to QDOS?
2). Is the IR35 insurance policy worth having? What levels of cover do you purchase, and why? I have a fairly risk tolerant approach and lean towards self-insurance, but with legislation changes, and potential for this contract to run beyond April 2020, I'm leaning towards having some form of cover in place, although quite what I'm not so sure.
3). I'm being asked to take out Public Liability Insurance by the client. I have not had to have this before - is it worth pushing back on? As a Business Analyst and someone who works in insurance, I'm struggling to see the value of having this cover in place?
Recently been offered a new contract, and figured I should try and do things properly this time around. My accountant has recommended the firm Larsen Howie to conduct an IR35 review (at a cost of £40).
1). Is it worth getting a solicitor to perform an IR35 review? (Presumably yes!), and if so, would someone like Larsen Howie be suitable or should I be looking to QDOS?
2). Is the IR35 insurance policy worth having? What levels of cover do you purchase, and why? I have a fairly risk tolerant approach and lean towards self-insurance, but with legislation changes, and potential for this contract to run beyond April 2020, I'm leaning towards having some form of cover in place, although quite what I'm not so sure.
3). I'm being asked to take out Public Liability Insurance by the client. I have not had to have this before - is it worth pushing back on? As a Business Analyst and someone who works in insurance, I'm struggling to see the value of having this cover in place?
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