Employers do not have to make any contributions if you opt out.
Some may possibly do so but it's not legally required.
In an umbrella situation, where basically all the contributions are being funded by your daily rate and not by the largesse of your employer, I'm sure opting out would just mean no contributions are made.
Some may possibly do so but it's not legally required.
In an umbrella situation, where basically all the contributions are being funded by your daily rate and not by the largesse of your employer, I'm sure opting out would just mean no contributions are made.
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