online share trading

[Jog On]

What are the fees and how do they compare with an ETF? I always found funds to be more expensive, because you have to pay for a few "fund managers" who do nothing/lose money, a couple of billion each to live in mansions somewhere.

What's the yields like?

I filter them by <0.5% per year. Net ongoing charge (after HL discount) is the number to watch for. There are no charges for buying/selling. Obviously higher yield better depending on risk. Yields OK-ish around 3-7%. That is for income/accumulation funds.

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Bit wary of getting into the stock market at the moment - excepy for gold/precious metal companies/funds.

Still haven't formulated the ISA/SIPP strategies yet TBH - I want growth in the pension and income/growth in ISA. While there is uncertainty (Impending doom) in stocks I'm adopting the income accumulation = growth approach.

[lukemg]

Monevator — Make more money, invest profitably, retire early - read this a lot....

Consider Value cost averaging not dollar cost, it sets a value to get to each month and you therefore end up automatically buying more when the market has dropped and less when the market is up - which takes the emotion out of it and makes you buy low. It works a treat and takes away a lot of the concern about short term market movements that plague beginners.
As mentioned, lowest cost etf's/indexes are recommended (Vanguard global etf !), funds are expensive sales vehicles (maybe apart from Vanguard Lifestrategy which is well worth a look), see survivor bias, impact of hidden (and not hidden costs)(could be taking 50% of any return !) over time its huge...