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  1. #1

    Nervous Newbie

    runiuksp has no reputation


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    Default Personal Car Lease

    Hi,

    I've started contracting in April (LTD) and I'd like to lease a car on personal contract hire.

    I pay myself the minimum tax free wage plus available dividends.

    Does anybody know if I have chance for finance approval?

    Thanks

  2. #2

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    I will depend on your credit rating.

    It should, However, be easy enough to get finance as the car doesn't belong to you
    merely at clientco for the entertainment

  3. #3

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    I just got this recently and I was told that you have to have pretty poor credit to not get accepted by the car companies.

    Which car are you going to pull the trigger on?

  4. #4

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    Quote Originally Posted by Antman View Post
    I just got this recently and I was told that you have to have pretty poor credit to not get accepted by the car companies.

    Which car are you going to pull the trigger on?
    I'm thinking about the new VW Tiguan

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    Quote Originally Posted by runiuksp View Post
    I'm thinking about the new VW Tiguan
    It's a VW so also look and see if another of their brands offer an identical car (i.e. the Seat Ateca) - it may be cheaper..

    Personally the rules for a lease car is care less about the actual model you want and see how cheap you can get it for. My top of the range automatic passat is costing me £120.01 a month...
    merely at clientco for the entertainment

  6. #6

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    Quote Originally Posted by eek View Post
    It's a VW so also look and see if another of their brands offer an identical car (i.e. the Seat Ateca) - it may be cheaper..

    Personally the rules for a lease car is care less about the actual model you want and see how cheap you can get it for. My top of the range automatic passat is costing me £120.01 a month...
    Is that amortised?

  7. #7

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    Quote Originally Posted by runiuksp View Post
    I'm thinking about the new VW Tiguan
    What are the emissions like?

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    Quote Originally Posted by Antman View Post
    Is that amortised?
    Yep.... It was a stupid misprice that VW honoured for reasons unknown.... £120 a month on a 3+23 deal so £130 amortised....
    merely at clientco for the entertainment

  9. #9

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    Quote Originally Posted by eek View Post
    Yep.... It was a stupid misprice that VW honoured for reasons unknown.... £120 a month on a 3+23 deal so £130 amortised....
    So not really much help banding the figure around without qualification?
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  10. #10

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    Quote Originally Posted by northernladuk View Post
    So not really much help banding the figure around without qualification?
    No except my point was to emphasis that the best deals are based on what the manufacturer wants to sell this week / quarter (and sometimes they are very good indeed)..
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