Anyone else not have a pension? Anyone else not have a pension? - Page 2
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  1. #11

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    SimonMac is a fount of knowledge

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    If you don't have a pension, why the hell not?!

    Even sticking £50 a month into something is better than nothing
    “Live a good life. If there are gods and they are just, then they will not care how devout you have been, but will welcome you based on the virtues you have lived by. If there are gods, but unjust, then you should not want to worship them. If there are no gods, then you will be gone, but will have lived a noble life that will live on in the memories of your loved ones.”

    ― Marcus Aurelius

  2. #12

    My post count is Majestic

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    Quote Originally Posted by northernladuk View Post
    Isn't this a bit of a minefield? You put your money in to something that your folks who probably have a preferential tax status, gain from and that then get's transferred back to you? That will have taken quite a bit of careful tax planning wouldn't it?
    Pretty amazing isn't it - he gives up £1 to Ponzi scheme and "saving" 40% of tax on it

  3. #13

    Still gathering requirements...

    56samba is good enough for Jehovah!


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    Start taking a private pension at 55 (ish) not 70.

    Also reduces your corp tax bill if you pay Company Contribs and is personal tax free on the way in.

    paying off your mortgage might save you 2%

    Ltd Co. Pension Contribs put 20% CT AND 32.5% Divi tax in your pocket. (your milage may differ)

    52.5 > 2
    one way of looking at it.


    Cash in your pension at 55? You may have to wait till 70 - Telegraph

  4. #14

    Richer than sasguru

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    My pension will consist of a cute dog on a piece of rope which will pay for my daily bottle of meths under the railway bridge.
    I was miserable and depressed, but CUK turned it all around. Now I'm depressed and miserable.

  5. #15

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    I started one but then I don't think I contributed after the initial £4k. Other things to stick the cash into.
    Quote Originally Posted by MaryPoppins View Post
    I'd still not breastfeed a nazi
    Quote Originally Posted by vetran View Post
    Urine is quite nourishing

  6. #16

    I live on CUK

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    Quote Originally Posted by DimPrawn View Post
    My pension will consist of a cute dog on a piece of rope which will pay for my daily bottle of meths under the railway bridge.
    If you are in Swindon the police will move you on.
    "You’re just a bad memory who doesn’t know when to go away" JR

  7. #17

    Richer than sasguru

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    Quote Originally Posted by SueEllen View Post
    If you are in Swindon the police will move you on.
    I intend to retire somewhere nicer, like Luton.
    I was miserable and depressed, but CUK turned it all around. Now I'm depressed and miserable.

  8. #18

    I live on CUK

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    Quote Originally Posted by DimPrawn View Post
    I intend to retire somewhere nicer, like Luton.
    Birmingham would be nicer.
    "You’re just a bad memory who doesn’t know when to go away" JR

  9. #19

    Contractor Among Contractors

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    My advice would be to marry a rich lass and then float round the world for the rest of your life, drinking gin and taking the piss out of foreigners.

  10. #20

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    Quote Originally Posted by DimPrawn View Post
    My pension will consist of a cute dog on a piece of rope which will pay for my daily bottle of skin lotion in the cellar.
    FTFY

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