Which horse(s) to back?

[rl4engc]

It's that time of year again, only two days left to max out your ISA's..

I was late to the party opening a S&S ISA, busy paying the mortgage off, so the money is sitting ready in the account ready to be invested.

Any thoughts? Think I might just go "all in" with Vanguard Lifestrategy 100 and do some background reading in the meantime. I don't want to be an active trader short of maybe having a few side bets on stocks that look undervalued.

Question is do I dive in now or attempt to time the market and wait for a trough?

[motoukenin]

It's that time of year again, only two days left to max out your ISA's..

I was late to the party opening a S&S ISA, busy paying the mortgage off, so the money is sitting ready in the account ready to be invested.

Any thoughts? Think I might just go "all in" with Vanguard Lifestrategy 100 and do some background reading in the meantime. I don't want to be an active trader short of maybe having a few side bets on stocks that look undervalued.

Question is do I dive in now or attempt to time the market and wait for a trough?

Believe Nicola Horlick has a secured loan based Investment ISA, which you can have in addition to a stock/share and cash ISA , pays 8% tax free

[RSoles]

Isn't it the case where you can put the cash into the S&S ISA before the deadline and then consider what stock to buy?
You don't need to do both steps together.

[AtW]

Isn't it the case where you can put the cash into the S&S ISA before the deadline and then consider what stock to buy? You don't need to do both steps together.

Yes.