Originally posted by revelator1969
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Mortgage Lenders Who Only Use Experian
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'CUK forum personality of 2011 - Winner - Yes really!!!! -
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Here you go (scroll down), although it's probably not guaranteed. Some use different agencies for different stages of an application:
https://www.moneysavingexpert.com/cr...edit-referenceComment
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Originally posted by SueEllen View PostMost of them require two years books which is why you are advised to go to a specialist contractor mortgage broker.
They are use to dealing with contractors regardless of the profession.
Btw there are different ways of calculating a mortgage which is why using a broker is likely to get what you want.Comment
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Originally posted by revelator1969 View PostOk many thanks. I have now contacted Freelancer Financials to see if they can help.'CUK forum personality of 2011 - Winner - Yes really!!!!Comment
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Originally posted by northernladuk View PostI'm sure these aren't the contractor specialists. As I say Freelancer Financials sorted me out with around a year. Mix of employment and accountant verified figures was fine. Let FF do the legwork for you.
Originally posted by WTFH View PostGo through a broker. Let them do the hard work.
Originally posted by jamesbrown View PostHere you go (scroll down), although it's probably not guaranteed. Some use different agencies for different stages of an application:
https://www.moneysavingexpert.com/cr...edit-referenceComment
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Originally posted by northernladuk View PostAm sure you'll be fine. Good luck.Comment
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Cant you wait for a couple years before buying a property?
With Brexit round the corner, house prices will crash by 50% and then you can pick up a bargain with no need for a mortgageVote Corbyn ! Save this country !Comment
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Originally posted by fullyautomatix View PostCant you wait for a couple years before buying a property?
With Brexit round the corner, house prices will crash by 50% and then you can pick up a bargain with no need for a mortgageComment
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Originally posted by barrydidit View PostWCS. It doesn't mean a lender has to pay any attention to it of course, but it might give you opportunity to plead your case to an underwriter if the application refers/rejects.
HBOS/Lloyds/TSB used Experian data for their scorecard in 2012. Not sure about Equifax. Most lenders seem to use CallCredit for income verification (to see what's going through your current account). I also thought Halifax was a 'contractor friendly' lender who would work on your contract only? Provided you've a reasonable track record (CV) and at least a month to remaining on your current contract then they're happy.Comment
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