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Anyone using RBS?

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    Anyone using RBS?

    Might want to consider another bank after reading this.

    RBS customer lost thousands of pounds in scam - BBC News

    A Royal Bank of Scotland customer had more than £4,300 stolen from her account by a fraudulent caller who answered one of her security questions wrongly, BBC Watchdog Live has found.

    For more than a year, the bank insisted Charlotte Higman had been aware of the transaction and refused to refund her.

    The Financial Ombudsman Service (FOS) backed RBS after the initial complaint.

    But earlier this month, RBS apologised and issued Charlotte a full refund, after Watchdog Live's investigation.

    #2
    Shocking - I am truly amazed fraudsters pulled that off - given that parts of RBS going down on regular basis...

    Comment


      #3
      Why don't phone banking services insist on customers using a two-factor authentication, which requires you to put in your debit card into a reader, enter a pin, and generate a secure code for every transaction. Any bank not using two factor authentication should be 100% liable for every fraud.

      I bank with Nationwide and any transaction requires the use of this:

      Comment


        #4
        Your ex-wife left you money worth stealing?

        Comment


          #5
          Originally posted by AtW View Post
          Your ex-wife left you money worth stealing?

          Enough for me to nip downstairs and buy a shish kebab whenever I feel like it.

          Comment


            #6
            Originally posted by DimPrawn View Post
            I bank with Nationwide and any transaction requires the use of this:

            I use something similar to that....

            Comment


              #7
              Originally posted by DimPrawn View Post
              Enough for me to nip downstairs and buy a shish kebab whenever I feel like it.
              I knew you got skewered

              Comment


                #8
                Originally posted by DimPrawn View Post
                Why don't phone banking services insist on customers using a two-factor authentication, which requires you to put in your debit card into a reader, enter a pin, and generate a secure code for every transaction. Any bank not using two factor authentication should be 100% liable for every fraud.

                I bank with Nationwide and any transaction requires the use of this:

                I have a similar Barclays device. I used to use RBS, but they were beyond crap. So much so that I ditched them before the end of the 2 year fee-free period. I'd rather pay for a decent service than put up with RBS.
                His heart is in the right place - shame we can't say the same about his brain...

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                  #9
                  I'm still waiting on the FOS to rule on my CashPlus complaint... Card was used for £6k fraudulently.

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                    #10
                    Originally posted by fiisch View Post
                    I'm still waiting on the FOS to rule on my CashPlus complaint... Card was used for £6k fraudulently.
                    With PIn used?

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