Are DSS people now a protected group?

[FIERCE TANK BATTLE]

That's mental the agency paid £13,000 sorry fee, when a) they're the middleman for the transaction, and b) the reason was that it violated the insurance

It's a bit dodge that they could 6-12 months rent up front yet are claiming DSS, for a house with three kids rent is probably what, £750/month? Do most people on DSS have £4500 in savings?

[Platypus]

Make "Shelter" or the judges pay for repairs to properties that are mis-treated by DSS tenants. That'll learn 'em.

[vwdan]

Didn't a group of tenants want the fact they paid their rent on time added to their credit reports?

It couldn't because they pay in advance but they were arguing that some record could be set up to make it easier for them to get mortgages and other credit later.

I think it would be good to link it. We spent 7 years paying more rent than our mortgage and higher than all our other bills put together - you'd think that could count for something in terms of your history!

[ladymuck]

Didn't a group of tenants want the fact they paid their rent on time added to their credit reports?

It couldn't because they pay in advance but they were arguing that some record could be set up to make it easier for them to get mortgages and other credit later.

I vaguely remember something about that.

Even if rent is paid for the upcoming month, rather than the month just passed, it surely couldn't be that difficult to do something like the reporting on bank accounts where your credit report shows that your account has been operated within its limits. Late payments and arrears would then show up and give a good health check indicator.

[Zigenare]

I think it would be good to link it. We spent 7 years paying more rent than our mortgage and higher than all our other bills put together - you'd think that could count for something in terms of your history!

It does in Australia.

[GigiBronz]

Is it me that is finding absurd the % of households in social housing? So you can either work hard, capitalism is getting real every day or just slack it, join the queue and play the game, maybe get someone pregnant. Plenty of people in fear of one day having to live on the street.
On the other hand, if I remember correctly some London boroughs reach ~30% in social housing, isn’t it a bit too much? Is the statistic wrong?

Not to go into other aspects, as gov now has a good share of the available stock of housing. And in the event of plenty freeing up, it could just put social tenants in just absorb the supply.

[vetran]

Maybe he knows the secret to the Tory magic money tree.

Its easy they stole it from Labour's magic money forest!

[sal]

If councils are allowed to again borrow money to build homes, it will be cheaper for them to build houses and blocks of flats instead of subsidising rent for private tenancies. Definitely cheaper than replacing stock sold via right to buy, by buying at market prices.

The building cost of a flat is about £50k and there is plenty of land even inside M25 to build them on.

Instead they are forced to do some weird shipping containers and office building conversions to accommodate the 10'000s who instead of relocating to a cheaper areas of the country insist on their right to live in their "ancestral lands" in London.

[vetran]

If councils are allowed to again borrow money to build homes, it will be cheaper for them to build houses and blocks of flats instead of subsidising rent for private tenancies. Definitely cheaper than replacing stock sold via right to buy, by buying at market prices.

The building cost of a flat is about £50k and there is plenty of land even inside M25 to build them on.

Instead they are forced to do some weird shipping containers and office building conversions to accommodate the 10'000s who instead of relocating to a cheaper areas of the country insist on their right to live in their "ancestral lands" in London.

Three good points.

Councils/Housing associations not able to build.

Cost versus value is much lower.

Tenants want to stay in premium areas meaning the effects of capitalism are negated, wages don't rise because the government subsidises accommodation.

We are now building 247,000 new dwellings a year enough for housing the expanding population but nowhere near enough to attack the 3 million plus deficit. Its not going to be fixed any time soon.

Universal credit resets the preference to have rent paid to the Landlord breaking agreements and fails to provide continuity and are certain to cause arrears.

Tenants are advised to get evicted if they want a council house.

[KinooOrKinog]

I vaguely remember something about that.

Even if rent is paid for the upcoming month, rather than the month just passed, it surely couldn't be that difficult to do something like the reporting on bank accounts where your credit report shows that your account has been operated within its limits. Late payments and arrears would then show up and give a good health check indicator.

Rent is always paid in advance though, not arrears. When you move in you pay your deposit plus one month's rent. It's not credit which why it's not on your credit file I suppose, unless you default maybe.