Contractor/Ltd company director mortgage , what docs needed..?

[Darren_Test]

My mortgage provider asked me to provide following docs to progress with mortgage. I am confused what docs they are after.

1. Last 2 years’ finalised financial accounts - Is this accountant's Final accounts or CT600?
2. 3 years Tax Calculations and corresponding tax year overviews and annual portfolio statements - Is this CT600 or SA100??
3. Evidence that you are currently contributing into a pension - whats relevance of this..? what impact if don't have this one?

[jamesbrown]

This is probably some crazy outside of the box thinking, but perhaps you could ask your mortgage provider.

[AtW]

Ask mortgage provider to ask your accountant...

[AtW]

3. Evidence that you are currently contributing into a pension - whats relevance of this..? what impact if don't have this one?

It's a variation on the famous question - "Where do you see yourself in 20 years?" - mortgage provider wants to be sure you see yourself alive...

[GhostofTarbera]

So your not using a standard contractor mortgage expert then?

They will string you along for a few weeks asking more pointless questions until they tell you they can’t help you

They are asking about pension to up sell you at a later date


Sent from my iPhone using Contractor UK Forum

[Lance]

This can’t be for real... Darren’s been hacked.
Nobody can be this daft surely?.....


On the off chance this is a genuine question I’ll answer as simply as possible......

.....ask the person with confusing questions what the confusing questions mean....

[northernladuk]

If this is the future of this forum I'd rather it carry on being infested by Gricer. Utter moron.

[SueEllen]

This can’t be for real... Darren’s been hacked.
Nobody can be this daft surely?.....

Yes.

[jamesbrown]

Nobody can be this daft surely?.....

I see you're unfamiliar with the artist presently known as Darren_Test.

[Zigenare]

My mortgage provider asked me to provide following docs to progress with mortgage. I am confused what docs they are after.

1. Last 2 years’ finalised financial accounts - Is this accountant's Final accounts or CT600?
2. 3 years Tax Calculations and corresponding tax year overviews and annual portfolio statements - Is this CT600 or SA100??
3. Evidence that you are currently contributing into a pension - whats relevance of this..? what impact if don't have this one?

Use a specialist, "Freelancer Financials" sorted my last Mortgage and I heartily recommend them.

Failing that, continue being a clueless prick.