Budget car insurance Budget car insurance
Page 1 of 3 123 LastLast
Posts 1 to 10 of 24
  1. #1

    More fingers than teeth

    scooterscot is a fount of knowledge

    scooterscot's Avatar
    Join Date
    Nov 2005
    Location
    Anywhere that is not broken Brexit Britain
    Posts
    19,673

    Default Budget car insurance

    I called them to cancel my re-newal, as I've new cover now. Nevertheless they automatically took the full year cover from my credit card and will not refund me until they see the new cover note. Is this legal? I've told them on the phone I've new cover and they give themselves an interest free loan? It will take me a week to get the money back at least.
    “We've always defined ourselves by the ability to overcome the impossible. And we count these moments. These moments when we dare to aim higher, to break barriers, to reach for the stars, to make the unknown known. We count these moments as our proudest achievements. But we lost all that. Or perhaps we've just forgotten that we are still pioneers. And we've barely begun. And that our greatest accomplishments cannot be behind us, because our destiny lies above us.”

  2. #2

    Godlike

    Clippy has no reputation

    Clippy's Avatar
    Join Date
    Nov 2006
    Posts
    6,701

    Default

    Not sure of the specifics, but some thoughts.

    Most insurers automatically renew your policy and you have to give them advance notice (period would probably depend on your insurer) if you do not wish this to happen.

    However, with insurance, don't you have a 14 day 'cooling off' period where you can cancel and get all your money back. Not sure if this applies to renewals but may be worth a quick Google.

    Wrt to seeing your new cover, suspect that is b0ll0cks.
    Wtf has it got to do with them whether you have new cover or not.
    Point of the matter is you do not wish to stay with them.

    Try and speak to the organ grinder and not the monkey - you may get somewhere then.

  3. #3

    Godlike

    ChimpMaster is NOT a disguised employee

    ChimpMaster's Avatar
    Join Date
    Jan 2006
    Location
    Here There and Everywhere
    Posts
    5,560

    Default

    Call the credit card company (or bank) and tell them that the money was taken from your account without any authorisation.

  4. #4

    Godlike

    BoredBloke 's job has never been outsourced

    BoredBloke's Avatar
    Join Date
    Jul 2005
    Location
    whereever the work is
    Posts
    7,172

    Default

    "will not refund me until they see the new cover note"

    I doubt that is legal. As stated on the last post, call the credit card company. I'd also progress this further up their customer services dept. They can't take money for a product you do not want.
    Rule Number 1 - Assuming that you have a valid contract in place always try to get your poo onto your timesheet, provided that the timesheet is valid for your current contract and covers the period of time that you are billing for.

    I preferred version 1!

  5. #5

    Lord of the Vectras

    VectraMan - scorchio!

    VectraMan's Avatar
    Join Date
    Dec 2005
    Location
    European Union (Yorkshire)
    Posts
    11,442

    Default

    Quote Originally Posted by TonyEnglish View Post
    "will not refund me until they see the new cover note"

    I doubt that is legal. As stated on the last post, call the credit card company. I'd also progress this further up their customer services dept. They can't take money for a product you do not want.
    That amounts to forcing you to get insurance, which can't be legal. You could be leaving it off road.

    My 2nd car is with Budget (renewal in 6 weeks), so thanks for the warning.

  6. #6

    Godlike

    BoredBloke 's job has never been outsourced

    BoredBloke's Avatar
    Join Date
    Jul 2005
    Location
    whereever the work is
    Posts
    7,172

    Default

    Better still if you had sold it. I imagine the insurance is pretty cheap for a car you don't own and so not allowed to drive.
    Rule Number 1 - Assuming that you have a valid contract in place always try to get your poo onto your timesheet, provided that the timesheet is valid for your current contract and covers the period of time that you are billing for.

    I preferred version 1!

  7. #7

    More fingers than teeth

    scooterscot is a fount of knowledge

    scooterscot's Avatar
    Join Date
    Nov 2005
    Location
    Anywhere that is not broken Brexit Britain
    Posts
    19,673

    Default

    Thanks for the advice guys. I called the credit card company. They tell me they've got to honour the agreement. So the first time I handed over my credit card details meant they can continue debiting my card for how long? I could be dead they be making a tidy little savings racket.
    “We've always defined ourselves by the ability to overcome the impossible. And we count these moments. These moments when we dare to aim higher, to break barriers, to reach for the stars, to make the unknown known. We count these moments as our proudest achievements. But we lost all that. Or perhaps we've just forgotten that we are still pioneers. And we've barely begun. And that our greatest accomplishments cannot be behind us, because our destiny lies above us.”

  8. #8

    Godlike

    BoredBloke 's job has never been outsourced

    BoredBloke's Avatar
    Join Date
    Jul 2005
    Location
    whereever the work is
    Posts
    7,172

    Default

    What does it say in their terms and conditions?
    Rule Number 1 - Assuming that you have a valid contract in place always try to get your poo onto your timesheet, provided that the timesheet is valid for your current contract and covers the period of time that you are billing for.

    I preferred version 1!

  9. #9

    Contractor Among Contractors

    richard-af is too good to be a permie

    richard-af's Avatar
    Join Date
    Jul 2007
    Location
    Monaco-on-Thames
    Posts
    1,335

    Default

    Speak to a solicitor.

  10. #10

    Banned

    KentPhilip is a permanent contractor


    Join Date
    Jan 2006
    Location
    Stoned again?
    Posts
    3,212

    Default

    Quote Originally Posted by scooterscot View Post
    Thanks for the advice guys. I called the credit card company. They tell me they've got to honour the agreement. So the first time I handed over my credit card details meant they can continue debiting my card for how long? I could be dead they be making a tidy little savings racket.
    What "agreement"? You have no agreement with your credit card company to pay money to your ex-insurance company.

    Instruct your credit card company to initiate a chargeback against your insurance company with immediate effect. If they refuse take them to the small claims court.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •