Robbery! Robbery!
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    Default Robbery!

    Saw an advert on Facebook for "Payday Loans". They charge £20 per £100 borrowed. Am I right in thinking if I borrowed 2 weeks before payday then repayed the day it was due it'd represent an annual interest rate of 520%?
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    Quote Originally Posted by DiscoStu View Post
    Saw an advert on Facebook for "Payday Loans". They charge £20 per £100 borrowed. Am I right in thinking if I borrowed 2 weeks before payday then repayed the day it was due it'd represent an annual interest rate of 520%?
    Yes.

    For some people, it's the only way they survive.


    Have you looked inside a Cash Converters (pawn brokers) lately? The places are heaving with Chavs selling/pawning their every possession.
    I was miserable and depressed, but CUK turned it all around. Now I'm depressed and miserable.

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    Quote Originally Posted by DimPrawn View Post
    Yes.
    Have you looked inside a Cash Converters (pawn brokers) lately? The places are heaving with Chavs selling/pawning their every possession.
    Excellent. Does that mean there's some cheap tat on sale then?

  4. #4

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    There are good bargains to be had in pawn shops - also Oxfams in posh areas are good for books

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    Quote Originally Posted by DimPrawn View Post
    Yes.

    For some people, it's the only way they survive.


    Have you looked inside a Cash Converters (pawn brokers) lately? The places are heaving with Chavs selling/pawning their every possession.
    and some other peoples'

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    Quote Originally Posted by KentPhilip View Post
    Excellent. Does that mean there's some cheap tat on sale then?
    I was looking for a car stereo, but they don't sell them (cos they is all nicked 'innit). Nearly got crushed by the queue for pay day loans and those pawning their chunky chains and hi-fi's.
    I was miserable and depressed, but CUK turned it all around. Now I'm depressed and miserable.

  7. #7

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    Quote Originally Posted by DimPrawn View Post
    Yes.

    For some people, it's the only way they survive.


    Have you looked inside a Cash Converters (pawn brokers) lately? The places are heaving with Chavs selling/pawning their every possession.
    I thought Chav Converters was its proper name?!


  8. #8

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    Quote Originally Posted by KentPhilip View Post
    Excellent. Does that mean there's some cheap tat on sale then?
    Check out Marillion Fans tat shop....
    Illegitimus non carborundum est!

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    Quote Originally Posted by DiscoStu View Post
    Saw an advert on Facebook for "Payday Loans". They charge £20 per £100 borrowed. Am I right in thinking if I borrowed 2 weeks before payday then repayed the day it was due it'd represent an annual interest rate of 520%?

    That's an incentive to live within your means!! However, credit cards can be used to borrow short term and cheaply if you pay off the balance every month as I do.

  10. #10

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    Quote Originally Posted by Flubster View Post
    Check out Marillion Fans tat shop....
    Oh dear...

    http://www.monkeytrading.co.uk/default.asp


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