Mortgage Help Mortgage Help
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Thread: Mortgage Help

  1. #1

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    SuPaStA is too good to be a permie


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    Default Mortgage Help

    I have recently started contracting (been perm at the same company for 5 years before this), the contract is about a year on a day rate.

    I have setup a LTD company which is run a lot like everyone else here on the board.My question is, how easy is it for me to get a mortgage?

    I see a lot of companies offering to get your a mortgage even if you have not run your company for two years but am I correct in thinking that this is either false or dodgy?

    Also if it is possible to get a mortgage, what % deposit are they asking for?

  2. #2

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    scooterscot is a fount of knowledge

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    I got a mortgage direct with Santander no problem. IMO forget the middle men.

  3. #3

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    SuPaStA is too good to be a permie


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    Thanks for the quick response!

    How long were you contracting before you asked for the mortgage?

  4. #4

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    Ruprect is too good to be a permie

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    contractormoney sorted mine out no problem. Still on the tracker .75% above base.
    "Experience hath shewn, that even under the best forms of government those entrusted with power have, in time, and by slow operations, perverted it into tyranny. "


    Thomas Jefferson

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    Quote Originally Posted by SuPaStA View Post
    Thanks for the quick response!

    How long were you contracting before you asked for the mortgage?
    They needed 2 years of accounts but they were more interested with my employability/industry, which extended to 10 years of experience.

  6. #6

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    Quote Originally Posted by Ruprect View Post
    contractormoney sorted mine out no problem. Still on the tracker .75% above base.
    I used them for before Santander, unfortunately this time round they massively overpriced the value of the house. Got the feeling that the professionalism I received some 5-6 years ago was replaced with sell sell sell...

  7. #7

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    I'd hold off for a bit. House prices are going to go down for the next few months.
    ...my quagmire of greed....my cesspit of laziness and unfairness....all I am doing is sticking two fingers up at nurses, doctors and other hard working employed professionals...

  8. #8

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    Scrag Meister has more data than eek

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    Santander wanted 2 years accounts from me, even though I had been with them for 23 years!!

    Finally landed .49% above base for the term with them though, so pretty happy.
    Never has a man been heard to say on his death bed that he wishes he'd spent more time in the office.

  9. #9

    The beerded one

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    save up, pay cash, buy cheap. You know it makes sense





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  10. #10

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    Quote Originally Posted by EternalOptimist View Post
    save up, pay cash, buy cheap. You know it makes sense

    What my little scouse chum says.

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