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  1. #1

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    BrilloPad has reached the peak. Play again?


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    Default Home insurance renewal

    Got a quote from Churchill - for £371. I then go to money supermarket - cheapest quote is £203 for same cover with Churchill. So I call them up. It seems no-one renews anymore. All the cheapest quotes are for new customers online. So I ask if he can cancel old policy and get new policy - no problem.

    It feels very wrong to me to have to do this - I suppose its the way of the world these days and I ought to get used to it.

  2. #2

    Bazzalike

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    Quote Originally Posted by BrilloPad View Post
    Got a quote from Churchill - for £371. I then go to money supermarket - cheapest quote is £203 for same cover with Churchill. So I call them up. It seems no-one renews anymore. All the cheapest quotes are for new customers online. So I ask if he can cancel old policy and get new policy - no problem.

    It feels very wrong to me to have to do this - I suppose its the way of the world these days and I ought to get used to it.
    Similar for us - went through Quidco & got £80 cashback for my effort though.... so worth the hassle.
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  3. #3

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    Quote Originally Posted by cailin maith View Post
    Similar for us - went through Quidco & got £80 cashback for my effort though.... so worth the hassle.
    I love Quidco in the past 3-4 years I've earned 1100 GBP cashback

    BP it is wrong as unlike you some people don't even bother to change their home insurance and are being screwed royally
    In Scooter we trust

  4. #4

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    The insurance companies pray on people not checking renewal prices, I did this recently with my AA breakdown cover, £120 to renew, or £70 as a new customer with another £21 cash back through Quidco
    “Live a good life. If there are gods and they are just, then they will not care how devout you have been, but will welcome you based on the virtues you have lived by. If there are gods, but unjust, then you should not want to worship them. If there are no gods, then you will be gone, but will have lived a noble life that will live on in the memories of your loved ones.”

    ― Marcus Aurelius

  5. #5

    Should post faster

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    Did the same thing a few months ago, like you I almost halved the cost.

    A lot of business is like this now, they rely on lazy people (like I used to be) who cant be bothered, dont read letters etc.

    A few years ago I had the attitude that its hastle, I cant be bothered, I can afford it etc.

    Recently ive changed and saved per year:

    Gas & Lecky, saving about £250
    House Insurance, saving about £175
    Mobile contract, saving about £300 (ive upped the base contract as was always going over it)
    Im about to pay off my 0% purchases credit card and get another (saves on 2/3% transfer fee)
    New mortgage rate saving about £600

    Just had a letter from they AA saying theyre upgraded me to Silver membership for breakdown as been with them 3 years. Renewal is £121, im thinking they can swivel, I must be able to get it less than that?

    Well over £1000 saved for about an hour on the phone.

  6. #6

    TykeLike

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    Quote Originally Posted by SimonMac View Post
    The insurance companies pray on people not checking renewal prices, I did this recently with my AA breakdown cover, £120 to renew, or £70 as a new customer with another £21 cash back through Quidco
    Quote Originally Posted by Barley View Post
    Did the same thing a few months ago, like you I almost halved the cost.

    A lot of business is like this now, they rely on lazy people (like I used to be) who cant be bothered, dont read letters etc.

    A few years ago I had the attitude that its hastle, I cant be bothered, I can afford it etc.

    Recently ive changed and saved per year:

    Gas & Lecky, saving about £250
    House Insurance, saving about £175
    Mobile contract, saving about £300 (ive upped the base contract as was always going over it)
    Im about to pay off my 0% purchases credit card and get another (saves on 2/3% transfer fee)
    New mortgage rate saving about £600

    Just had a letter from they AA saying theyre upgraded me to Silver membership for breakdown as been with them 3 years. Renewal is £121, im thinking they can swivel, I must be able to get it less than that?

    Well over £1000 saved for about an hour on the phone.
    See above
    “Live a good life. If there are gods and they are just, then they will not care how devout you have been, but will welcome you based on the virtues you have lived by. If there are gods, but unjust, then you should not want to worship them. If there are no gods, then you will be gone, but will have lived a noble life that will live on in the memories of your loved ones.”

    ― Marcus Aurelius

  7. #7

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    Loving your work people
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  8. #8

    I live on CUK

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    Doesn't always work.

    I have found that the cheapest is the renewal price with car insurance.

    Also check the small print of anything you want to take out on the comparison sites as sometimes they remove a few things or up the excess.
    "You’re just a bad memory who doesn’t know when to go away" JR

  9. #9

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    I didn't think you could just leave the AA and then start a new policy. Is there not a time period ?

  10. #10

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    Quote Originally Posted by FiveTimes View Post
    I didn't think you could just leave the AA and then start a new policy. Is there not a time period ?
    offer to go to the RAC or Green Flag.
    "If you didn't do anything that wasn't good for you it would be a very dull life. What are you gonna do? Everything that is pleasant in life is dangerous."

    I want to see the hand of history on his collar.

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