Anyone taken on a tenant direct that they got through an agent?

[Old Hack]

So does that insurance also cover things like boiler cover etc as well? or do you take out seperate cover for that? I would have thought if its an insurance policy and you need to put in a claim for the boiler as a bit died on it then that's going to knacker your no claims etc come the subsequent year when you need to renew and obviously a boiler breakdown is a lot more likely to happen than someone trashing the property (hopefully!?!)

Here's a small breakdown of the cover:

• Full rebuilding cover
  • Accidental damage to service
  • Subsidence
  • Burst pipes
  • Damage by emergency services
  • loss of rent following insured event (£20000)
• Home emergency cover (£500) (including accomodation for the tenant) - Boiler dying, heating failing in winter, water leak, roof torn off in wind, etc, etc
• Liability (£2m)
• Contents (metered oil, stuff in shed, etc)

We're pretty happy with the cover. If the chaps stiff us for rent, we have cover for £25k worth o rent missed, and legal cover to get them out.

Thats £254 a year.

[norrahe]

Here's a small breakdown of the cover:

• Full rebuilding cover
  • Accidental damage to service
  • Subsidence
  • Burst pipes
  • Damage by emergency services
  • loss of rent following insured event (£20000)
• Home emergency cover (£500) (including accomodation for the tenant) - Boiler dying, heating failing in winter, water leak, roof torn off in wind, etc, etc
• Liability (£2m)
• Contents (metered oil, stuff in shed, etc)

We're pretty happy with the cover. If the chaps stiff us for rent, we have cover for £25k worth o rent missed, and legal cover to get them out.

Thats £254 a year.

Who's that with, looks a bit more comprehensive than what I have currently not to mention some tulip insurance for the rental cover the agent has hit us with.

[rootsnall]

Is anyone renting out property direct? Any sites that they could recommend looking at?

I rent direct but its local so I can vet the tenants myself and handle any issues. Quite a bit tougher to go it alone if you aren't local, I probably wouldn't do it in that case but !? Depends how relaxed you are if the tulip hits the fan and the phone is ringing.

I found everything I needed on here FREE tenancy agreements and FREE landlords software from Property Hawk including the credit checking stuff by Alan Boswell.

[Fandango]

Here's a small breakdown of the cover:

• Full rebuilding cover
  • Accidental damage to service
  • Subsidence
  • Burst pipes
  • Damage by emergency services
  • loss of rent following insured event (£20000)
• Home emergency cover (£500) (including accomodation for the tenant) - Boiler dying, heating failing in winter, water leak, roof torn off in wind, etc, etc
• Liability (£2m)
• Contents (metered oil, stuff in shed, etc)

We're pretty happy with the cover. If the chaps stiff us for rent, we have cover for £25k worth o rent missed, and legal cover to get them out.

Thats £254 a year.

I'd be very interested in who that is with as well, if you don't mind sharing

Would a claim for a boiler repair knacker your no claims though?

[Old Hack]

I'd be very interested in who that is with as well, if you don't mind sharing

Would a claim for a boiler repair knacker your no claims though?

I guess it would, but it's cheap.

It's with the Halifax; the wife found it. They tried to up it this year, but we said we'd go elsewhere and they reduced it slightly, so we're paying around £20 a month now.

[norrahe]

I guess it would, but it's cheap.

It's with the Halifax; the wife found it. They tried to up it this year, but we said we'd go elsewhere and they reduced it slightly, so we're paying around £20 a month now.

Hmmm, do they cover non resident landlords, as I remember that was a bit of a problem.

[Old Hack]

Hmmm, do they cover non resident landlords, as I remember that was a bit of a problem.

Not too sure Norrahe. We're the over side of the country, but not abroad. I guess you could gie soemone right of atorney, or whatever it is called.

Give them a call.