IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

[replysoontogaurav]

Felicitas notice

I have received the very same letter today from Felicitas Solutions claiming to be the Assignee of my "debt". I have been unable to locate a telephone number for the suspicious address in the IOM but rang the Malta office but alas no reply. I have fired an email off to them asking them what exactly they are claiming and what their intentions are for this alleged debt.

Hiya i have done the same i emailed them that loans detailed are not valid as i have already setteled this with HMRC these have been trated as incomes and i have paid due tax on these. Please update your records accodringly and noting the same that these loans are not outstanding any more.

[Waldorf the Younger]

Cowboy outfit

Just found this little gem about Gladstone's Parking Prankster: Incompetent solicitor John Davies forced to drop yet another claim

This is not a particularly fearsome bunch. It also speaks volumes about the clowns that instructed them. WTT have these in their sights. I don't think that Gladstones will last long against them. I'd recommend anyone not already working with WTT to get in touch and have a chat with them. It's not free, but it takes a lot of the tress away. They also warned me this was coming, so when the letter arrived I had a good laugh and promptly ignored it.

[Fantastic]

I have received the above letter with no demand. How the letter is full of ifs, buts and maybes. The letter contains very basic information and contains 'we could' type threats. Not all of the documents are signed. It has been written in the same context as the Trust Helpline letters.

I too got a letter direct from Felicitas today. No demand for money, just a statement of money owed and another letter saying the debts/loans have been transferred to them

[LordF]

I have today 12/02 received a letter from Felicitas saying “loans” totalling in excess of £200k with Darwin Pay have been transferred to them. No demand at all. Any thoughts?

[Missoldloan]

I never signed an IQ Loan

I got caught up with the IQ loan employment scheme. But I never signed any documents. Is their claim still valid? Is the loan enforceable?

[Hobo]

Me too

Hi all,

I also received a letter today from Felicitas stating that I owe an astronomical amount of money.

Please bear with me as I'm new to this.

I have been reading through some of the forum which has been helpful.

I settled with HMRC a couple of years ago. The letter from Felicitas says that it's their understanding that HMRC may consider the Advances would be considered to be subjected to the 2019 Loan Charge Legislation.

However I have a letter from HMRC stating that they confim I have resolved my involvement with Sanzar Partnership and Sanzar solutions and amounts received would not be subjected to the loan charge from April 2019.

So can anyone advise where that leaves me or should I still seek legal advice please.? Just so confused.

I most certainly do not have that sort of money to pay anyone anything like everyone else.
Thanks

[stevematch]

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I have seen some people get clobbered on this platform for posting.

Here is something I found after contacting the We Are Advocate, it states they can give legal advice if you satisfy their conditions. Read the first paragraph as it say no legal advice and then yes they can offer it?? Am I thick here?

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[PC1976]

Hi all,

I also received a letter today from Felicitas stating that I owe an astronomical amount of money.

Please bear with me as I'm new to this.

I have been reading through some of the forum which has been helpful.

I settled with HMRC a couple of years ago. The letter from Felicitas says that it's their understanding that HMRC may consider the Advances would be considered to be subjected to the 2019 Loan Charge Legislation.

However I have a letter from HMRC stating that they confim I have resolved my involvement with Sanzar Partnership and Sanzar solutions and amounts received would not be subjected to the loan charge from April 2019.

So can anyone advise where that leaves me or should I still seek legal advice please.? Just so confused.

I most certainly do not have that sort of money to pay anyone anything like everyone else.
Thanks

Same here. So I got in touch with WTT suggest you may want to consider.

[Superfly]

Please read the thread.

A write off is almost certainly a tax charge within section 554C ITEPA.

By all means pay your 12% but be prepared to pay another 20%/40%/45% of the remaining 88% in tax charges.

Webberg, is it a tax charge if loan is written off before settlement or after (or either)?

[Hobo]

I have received the above letter with no demand. How the letter is full of ifs, buts and maybes. The letter contains very basic information and contains 'we could' type threats. Not all of the documents are signed. It has been written in the same context as the Trust Helpline letters.

Hi my letter is the same. The only bit that was "Signed" but not with an actual "wet signature" was the Notice of Acquisition of Lenders Rights dated 5th Feb which I received today.
It shows the amount of so called debt, but does not request for any payment as yet.

You're right, it has a lot of "that are" or "become due".