IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

[lara400]

I got nothing this weekend and I am with Sanzar (amongst and others) - suppose I was one of the above 100k people (didn't think I was - I threw the letter they sent in the bin)....they think they have a chance over us instead...lol you scum..

[LordF]

No written off email as yet

I was with Darwin and have not had the write off email as yet. May be they are doing it in batches over a period of time. They did the same with the letters, as some of you had received the demand letters a week ahead of myself.

[creativity]

I see the scammers are trying a different tact, very predictable and other methods will likely follow, before they give up altogether. Feels like they are getting desperate.
Be warned this is a data and fear war! Keep both in tact and throw their correspondence away, I wouldn't even open the letters. That's my opinion and I have maintained that position from the start.

[WoffleCopter]

Just a word of advice, these emails come loaded with tracking pixels, so they know if you've opened them.

Set your email clients not to download images automatically to defeat this.

[Superfly]

I'm in the process of settling, which is not complete yet. I've contacted HMRC to ask them to explain why I need to settle what they claim was disguised remuneration on my part when I have Gladstones solicitors chasing me for unpaid loans. I also notified them about being chased by THL about a year back.

They asked me bits about the trust, but told them I just have the letters from Felicitas, I don't know any further. All the purported trust details are on the letter.

Long story short, they want me to send scanned copies of the letters to them and forward the emails from THL to [email protected].

Not sure what I'm expecting to come out of this exercise but who knows.

[pnr8uk]

I'm in the process of settling, which is not complete yet. I've contacted HMRC to ask them to explain why I need to settle what they claim was disguised remuneration on my part when I have Gladstones solicitors chasing me for unpaid loans. I also notified them about being chased by THL about a year back.

They asked me bits about the trust, but told them I just have the letters from Felicitas, I don't know any further. All the purported trust details are on the letter.

Long story short, they want me to send scanned copies of the letters to them and forward the emails from THL to [email protected].

Not sure what I'm expecting to come out of this exercise but who knows.

Sadly, as has been said many times on this forum, these claims have nothing to do with HMRC. It's good you have raised it with them and would be interested to see their actual response.

Will be interested to see what you get back from them.

Stay strong and safe

[Superfly]

Sadly, as has been said many times on this forum, these claims have nothing to do with HMRC. It's good you have raised it with them and would be interested to see their actual response.

Will be interested to see what you get back from them.

Stay strong and safe

To be honest, I was actually quite surprised they even asked me to send in the letters. I thought they would fob me off with some spiel.

I know Webberg said the loans do not absolve of the tax obligation, but I'd rather put it to the test. Webberg is a rainy-day scenario kind of guy, when it suits him.

I'm not holding my breath but will post if I get anything useful back from HMRC.

[Superfly]

Question to everyone who has received the loan write-off emails.

As far as we know, loans were written off for Darwen and Sanzar users.

Can people who have received the write-off emails confirm that they were only with Darwen or/and Sanzar and did not cross over to any other scheme.

I feel that they have sent out letters to Darwen and Sanzar people because there was no loan application made by the scheme user prior to recieving the loan payment (it was automatic in those early days), so they do not have any enforcement power hence the purported loan write-off.

[SavUK2020s]

Asking to pay 5% to settle loan - just fished off payment HMRC as income

Sadly, as has been said many times on this forum, these claims have nothing to do with HMRC. It's good you have raised it with them and would be interested to see their actual response.

Will be interested to see what you get back from them.

Stay strong and safe

Dear All,

Thank You all so much for sharing all ur experience with all these different firms regards so called Loans

My story is very close to ur stories
Its felicitas In malta

Send me an offer settlement to py only 5% to pay it all off

See email below ,

Date: 01 May 2020

Settlement Offer – FINAL OFFER to settle your outstanding debt to us for 5% of the balance, in full and final settlement

WITHOUT PREJUDICE SAVE AS TO COSTS

Given the current pressures we are all facing, we are writing to you to propose a one - off offer for you to settle your outstanding loans in full and final settlement.

This offer supercedes all previous offers and is made on the following basis.

Our offer to settle your debt to us

Settle for 5% of the outstanding debt to us, in full and final settlement.

We also make available to you a time to pay arrangement on debt repayments if you so wish.

If you choose to take up the offer of the time-to-pay arrangement, we will also offer you the chance to take a 3-month payment holiday (once you have made your first payment) and stagger repayments for up to 5 years.

Finally, if you take up this offer, we will waive any interest that has accrued in relation to this debt and the right to charge any further interest on your loans, as long as you make the payments you promise.

Additionally, during the repayment period there will be no variation to any of the terms of this agreement, unless it is agreed with you

Below is a description of the options available to you:

Your debt currently owed to us:

Your total debt to us is £1,174.24

This figure is the total debt outstanding as shown in your last loan statement

Our offer to you is:

Settle your debt to us in a single payment of 5%, for the sum of £58.71

OR

you can pay in instalments(equating to 5% of the sum above):

3 months (equating to £19.57 per month)
6 months (equating to £9.79 per month)
9 months (equating to £6.52 per month)
12 months (equating to £4.89 per month)
24 months (equating to £2.45 per month)
36 months (equating to £1.63 per month)
48 months (equating to £1.22 per month)
60 months (equating to £0.98 per month)

To take up this offer, you need to make your first or only payment by 01 June 2020. If you accept the time-to-pay arrangement, you will need to set up a standing order to make the next payment on 01 October 2020.

NOTES:

1) If you do not accept the above offer by 01 June 2020, then you will still be liable for the full debt.
2) We will guarantee you that we will NOT instigate court proceedings for those who accept this offer and are in compliance with the repayment program.
3) This offer will end at midnight on 01 June 2020. By this date, you need to have made your first payment as below
4) Your standing order must make your second payment on 01 August 2020.
5) Upon receipt of your final payment, we (Felicitas Solutions Ltd) will send you a letter signed by our director to confirm your entire debt has been settled in full and final settlement.

We have previously written to you with details of how to log onto our Client Gateway to review the evidence documents we hold for you.

Please login into our Client Gateway using the link below:



If you wish to accept this offer, make your payment as follows to our collection agent:

Account Name: Fiscus Management Limited
Sort Code: 09 - 01 - 29
Account Number: 38605374
Amount: £58.71
Payment Ref:
Payment Due By: 01 June 2020

Yours sincerely,

Felicitas Solutions Limited

0333 311 0139

--------------

I just payed off with HMRc the tax on this as its an income . I had my payslip done by this firmso called infinity contractors
As u all know this umbrella company ia no where to be found since 3 years ago

Hmrc advices to get in touch with legal advice but it sound like a scam any advice please u can share on the above email

I feel like just pay it as its so small for my case aa i dnt know can one of u share its path with me so either pay this small amount or just keep ignoring it ?

Thank you all

[Smudge67er]

Question to everyone who has received the loan write-off emails.

As far as we know, loans were written off for Darwen and Sanzar users.

Can people who have received the write-off emails confirm that they were only with Darwen or/and Sanzar and did not cross over to any other scheme.

I feel that they have sent out letters to Darwen and Sanzar people because there was no loan application made by the scheme user prior to recieving the loan payment (it was automatic in those early days), so they do not have any enforcement power hence the purported loan write-off.

I was only with Sanzar. No other scheme. And thankfully for only a short time.