Well..maybe...a quick glance on here or Twitter shows many people are in same boat as me, that is, large gaps between contracts, many have had roles finish last year and have yet to find a new one, early retirement, work abroad or even sign-on...unless situation changes I plan to work a minimal amount, sign on in-between roles maybe..the tax take HMRC will be getting from me will definitely decrease...not to mention the knock on effect..not need for ltd company, banks account, accountant, etc