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  1. Replies
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    Music industry DOOM

    Fish, the former Marillion singer, wrote this on his Faceache site.

    tl;dr? - fooked


    1/2
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    Santander own Cater Allen, but that's it. Cater...

    Santander own Cater Allen, but that's it.
    Cater Allen don't even share the same regulator number.
    ...
  3. Just see what ebay charge for the same items with...

    Just see what ebay charge for the same items with the same age.
    The fact you have expenses a laptop rather than treating as an asset doesn't materially affect the fair value. It's just an accounting...
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    yes it is clear cut. If you claim any business...

    yes it is clear cut. If you claim any business miles you should have business travel on your insurance.
    You don't need business insurance for a commute, but a commute is not business travel. It's a...
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    A "normal" place of work is covered under...

    A "normal" place of work is covered under commuting for insurance purposes.
    What else could it be?
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    Couple of points. If the OP isn’t claiming...

    Couple of points.

    If the OP isn’t claiming expenses on his mileage to the client, then it could very well be considered a commute as it’s not a temporary place of work.

    There’s no way the...
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    Paying £8 a month when I have no need to is...

    Paying £8 a month when I have no need to is what's wrong.
    OK I don't care that much, if at all, but why pay for something when there's no need?
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    I wouldn't call them emerging. It's still...

    I wouldn't call them emerging. It's still Natwest, and like I say don't stash your cash there.
    Virgin Business Savings, CaterAllen both are free and do have FSCS protection. So you've got £170k...
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    exactly my point. So why do you need an ISA?...

    exactly my point.
    So why do you need an ISA? ISAs are for safe long term savings not speculative gambling on a bubble.

    I did OK. I put £600 in in 2013 and cashed out £10k when it got to around...
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    If you have sufficient BTC such that you are...

    If you have sufficient BTC such that you are committing tax evasion DON'T PUT IT IN YOUR OWN ACCOUNT

    like I said. The platform is a dream for money laundering. So why go and ruin that.
    If you...
  11. well he's a prize twat then isn't he?

    well he's a prize twat then isn't he?
  12. Replies
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    I use Mettle and it's fine. Limited to £10k...

    I use Mettle and it's fine. Limited to £10k transfers but if I plan ahead that's fine. No FSCS protection though so if you have pots of cash use Mettle just for transactional stuff rather than...
  13. with a German road crew and equipment hired from...

    with a German road crew and equipment hired from a German company.
    The British touring industry is dead. What was probably the world's best is now ruined entirely.

    This was an industry I was very...
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    it was at that point at post #2 It is...

    it was at that point at post #2

    It is unanimous.
    Only some doughnuts Radish found on the internet disagree. Who'd have thought you could find people on the internet who are wrong?
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    not if you don't declare it. How they gonna know...

    not if you don't declare it. How they gonna know you've got it?

    And if you want to cash out enough such that a large tax bill might be a problem then you exit BTC to an offshore bank.
    The biggest...
  16. just a load of willy waving to show the...

    just a load of willy waving to show the Brexidiots what they want to see rather than the ruinous sh1tshow it is
  17. Replies
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    same was any any money. Div, salary or capital....

    same was any any money. Div, salary or capital. And yes taxed as appropriate. This is pretty basic stuff.

    Or are you thinking yo can just take £4k from your company's bank account and trouser it?
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    I'd say they did follow the government...

    I'd say they did follow the government guidelines. Anyway this is a professional forum so wind yer neck in.
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    let them eat salami

    let them eat salami
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    they always say this Just sign it. It's not...

    they always say this

    Just sign it. It's not worth the paper it's written on.

    Caveat: IANAL and know even less about Middle East law (Halal and haram is as far as I got).
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    *MODS* do the needful......

    *MODS*


    do the needful......
  22. Replies
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    you been banned a few times. That's not SFA...

    you been banned a few times.
    That's not SFA :happy
  23. Thread: Vaccine passport

    by Lance
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    Given that vaccines work by training antibodies...

    Given that vaccines work by training antibodies to seek and destroy, giving the effect that the virus enters the patient and is killed off fairly quickly, it is almost guaranteed that transmission...
  24. you need to ask a Cayman accountancy/legal...

    you need to ask a Cayman accountancy/legal specialist. And a Timbuktu/Mali specialist (although bribery works well I imagine in those places).

    PS. It's not basic as Cayman is a tax haven and they...
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    How often do you moan about never finding the...

    How often do you moan about never finding the outcome?
    In the future maybe that should be ban worthy....
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    people who eat jelly, and get their gravy out of...

    people who eat jelly, and get their gravy out of a packet deserve this outcome.
    They're almost certainly Brexidiots
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    The premise of using an ISA is a bit irrelevant....

    The premise of using an ISA is a bit irrelevant.
    For a start it’s so volatile that tax isn’t going to have much factor on your profit (or loss).
    And seeing as it’s an unregulated money laundering...
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    The withheld money in its own right won't affect...

    The withheld money in its own right won't affect your IR35 status.
    It could be argued that you are accepting a financial risk, but I'm not sure that would hold up to any real scrutiny unless it's...
  29. vaguely interested.... It's the only part of...

    vaguely interested....
    It's the only part of this that is interesting. I cannot understand why anyone would be obliged to do a paper return.
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    My thoughts would be that a shed with power and...

    My thoughts would be that a shed with power and heating would cost less than a van kitted as you describe. Even after any tax benefits have been considered.
    Get some roofing insulation from B&Q and...
  31. why are you obliged to do it on paper? Did you...

    why are you obliged to do it on paper?
    Did you not get your UTR in time?
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    start here Belgium travel advice - GOV.UK...

    start here Belgium travel advice - GOV.UK

    then go here Visa for Belgium | Belgium in the United Kingdom

    then here Immigration Office

    Note that...


    you might struggle with a UK Ltd. if...
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    BS...... HMRC don't recognise personal preference...

    BS...... HMRC don't recognise personal preference when it comes to tax. There's law, and there's legislation.


    Like I said earlier. It's not income personally as it's not your money. So is not...
  34. I suppose it depends on why you are obliged to...

    I suppose it depends on why you are obliged to send them a physical paper copy.
    If they (HMRC) oblige you to do this then their letter asking you will provide guidance.
    I would have thought that by...
  35. That's what I thought. The fact that it seems...

    That's what I thought. The fact that it seems "too good to be true" being a key indicator.

    Just too easy to take the money out in one go, pay off the interest only at commercial rates (that...
  36. What I meant was that if it was to change that’s...

    What I meant was that if it was to change that’s how they do it.

    I don’t think it will change as it’s public sector so they have already made the determination (April 2018 or was it 17?)
  37. Indeed. Let them come. We NEED immigration.

    Indeed. Let them come.
    We NEED immigration.
  38. Replies
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    you think agencies are bad? Wait till you have to...

    you think agencies are bad? Wait till you have to deal with HR instead.... And a HR bod getting paid on the back of your efforts. And who also knows nothing about what you do as they're HR.
    ...
  39. Thread: GDPR question

    by Lance
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    for me there are two areas of interest. 1) the...

    for me there are two areas of interest.

    1) the individuals information was provided by those individuals for a specific use case
    2) providing the historical logs to interested parties is outside...
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    apply for as strike off as per below. Closing...

    apply for as strike off as per below.

    Closing a limited company - GOV.UK

    It tells you what to do, and when, and who to tell.
  41. it won't happen like that. It will be a new...

    it won't happen like that. It will be a new contract and the old one terminated.
  42. Replies
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    When you can find your own work you won't need...

    When you can find your own work you won't need them. The fact that you use them means that you need them.
    In my experience many clients consider the contractors as blood-sucking parasites, and...
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    You’ve got it all backwards.... They’re not...

    You’ve got it all backwards....

    They’re not skimming as has been pointed out repeatedly.

    And renewal time is the correct time for them to reduce their margin as their work has been done. The...
  44. 2020 has been a bad year for that sort of thing.

    2020 has been a bad year for that sort of thing.
  45. Yes that is a lot of reading. 2.5% isn’t that...

    Yes that is a lot of reading.

    2.5% isn’t that bad though when it’s going to a company I own.
  46. Does the company have to have retained profits to loan money?

    Is there such a thing?

    Maybe it’s me being cynical but I would have thought any company loan to a controlling individual would be classed as a director loan regardless of the terms.
    It’s credit...
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    Great skills. Look after those fivers... bet you...

    Great skills. Look after those fivers... bet you wish you’d asked for £525.
  48. Replies
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    Hahaha. That’s not meant to be a serious...

    Hahaha.
    That’s not meant to be a serious suggestion is it? No trolling in the professional forums...
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    There seems to be a few people suggesting that...

    There seems to be a few people suggesting that it’s OK to break the rules as long as you tell HMRC and pay the tax difference.
    Whilst this may work, I’m not sure it’s a wise strategy.
    I’m also not...
  50. Yes you can. You become a debtor so the company...

    Yes you can.
    You become a debtor so the company has that £9k on the books still.
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